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7.3% APR typical

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no surprises

Our rates are fixed so you know your repayments will remain the same so that you can budget for the months ahead. You can also choose how long you'd like to take to pay off your loan.

no repayments for the first 3 months

Choose to enjoy a 3 month repayment holiday at the start of your loan, giving your finances some breathing space.

feel secure

We want you to fully enjoy the benefits of your loan. That's why you can create the payment protection plan that suits. Critical Illness, Accident & Sickness, Unemployment and Life options are available to cover your loan repayments. Choose what's right for you - the cost is added to your monthly repayments.

award winning

Winner of the 'Your Money'  best overall online provider 2007.

an instant decision online

We won't keep you waiting either, we'll give you an instant decision.

cheque within 24 hours#

Not only will we give you a decision straight away, you could have your cheque within 24 hours.

credit cards

On acceptance of your Loan, we may be able to offer you a credit card. Look out for details in your Loan agreement pack.

#  Loans must be arranged before 3.30pm for next date delivery. If you choose the optional courier service an additional amount of up to £50 will be payable 1 month before your first monthly payment. Delivery may take longer for weekend application or in outlying areas.



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Sainsbury's Finance is a trading name of Sainsbury's Bank plc. Sainsbury's Bank, registered office 33 Holborn London EC1N 2HT
(registered in England no. 3279730) is authorised and regulated by the Financial Services Authority.