Personal Loans

If you're planning home improvements, want to consolidate bills or by a car, you can with a personal loan from a lender you can trust.
Your options Representative APR Gift card Double Nectar Points Loan size
Loans under £5,000 Loans under £5,000 14.7% cross cross £1,000 to £4,999
Competitive rate. Pay your loan back over a period that suits you, from 1 to 3 years.
Shopper Reward Small Loans Shopper Reward Small Loans 8.7% £25 tick £5,000 to £7,499
Includes £25 Sainsbury's gift card and double Nectar points for 2 years.
Standard Small loans Standard Small Loans 7.6% cross cross £5,000 to £7,499
Competitive rate. Pay your loan back over a period that suits you, from 1 to 3 years.
Shopper Reward Medium Loans Shopper Reward Medium Loans 6.9% £100 tick £7,500 to £15,000
Includes £100 Sainsbury's gift card and double Nectar points for 2 years.
Standard Medium Loans Standard Medium Loans 6.1% cross cross £7,500 to £15,000
Lower rate. Fixed repayments for the term of your loan.
Shopper Reward Large Loans Shopper Reward Large Loans 8.8% £25 tick £15,001 to £25,000
Includes £25 Sainsbury's gift card and double Nectar points for 2 years.
Standard Large Loans Standard Large Loans 8.2% cross cross £15,001 to £25,000
Competitive rate. Our personal loans calculator will help you work out how much you can afford to borrow.
Homeowner loans Homeowner Loans £25,000 £100,000 5 to 30 years
Our specialist loan provider, Freedom Finance will search their extensive lender panel to find the loan that is right for you.

Sainsbury's Finance is a trading name of Sainsbury's Bank plc. Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury's Bank plc.
Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England, no. 3279730) is authorised and regulated by the Financial Services Authority (FSA). Register no. 184514. The Financial Services Authority does not regulate Loans and Credit Cards.
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