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7.9% APR typical

Cash loan


7.9% APR typical

To see just how straightforward it is to apply for a cash loan from Sainsbury's Bank, start here with a quote  Our fixed rate loans come at remarkably competitive rates, we have a typical rate of  7.9 % APR on loans from £7,500 to £15,000.

Use our loan calculator to work out the amount of your cash loan and find out how competitive our fixed rate loans really are.

Applying for a cash loan from Sainsbury's Bank is really straightforward. We simply need to know your address, your bank or building society details, your monthly incomings and outgoings and your employer's name and address. (Our secure website will keep your information absolutely safe).

We'll give you an instant decision and if your online loan is approved, the money will be transferred directly to your bank account#.

If you like, you can defer the repayments on your cash loan for the first three months**. And after that, as with all fixed rate loans, the repayment amount will be the same every month, so you can plan ahead for the future.

Applicants must be aged at least 18 and resident in the UK. Online quotes are illustrative only, the rate you are offered depends on your personal circumstances credit assessment procedures and related factors.

#Funds are transferred after our receipt of signed loan documentation and can take up to three days to clear from date of transfer. If you choose the optional courier service an additional amount of up to £49 will be payable 1 month before your first payment. Delivery may take longer for weekend application or in outlying areas.

** Interest accrues from the start of the loan.

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Sainsbury's Finance is a trading name of Sainsbury's Bank plc. Sainsbury's Bank plc, registered office 33 Holborn London EC1N 2HT
(registered in England no. 3279730) is authorised and regulated by the Financial Services Authority.