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Personal Loans


 

Loans for a decision in minutes and your cheque tomorrow#

 

7.3%  APR typical

 

  • Personal loans from £1,000 to £25,000
  • A repayment period that suits you, from 1 to 7 years 
  • Fixed repayments for the whole period of your loan
  • Get an instant personal loan decision
  • Receive your money in 24 hours#

See more benefits

# Loans must be arranged before 3.30pm for next day delivery. If you choose the optional courier service an addtional amount of up to £50 will be payable one month before your first monthly payment. Delivery may take longer for weekend applications or in outlying areas.

Peace of mind

Our repayment protection can cover your repayments if you fall ill, have an accident or lose your job.

Find out more about repayment protection.

Online 7.3% APR typical

You can enjoy exceptionally low personal loan rates, making so many things so affordable - a new car, home improvements, paying off credit card bills or other financial commitments. And you're assured of excellent value - our online personal loans have a typical rate of 7.3% APR.

Personal loan rates explained

Everyone wants low rate personal loans but how do you know you're getting good value? The tip is to look for personal loan rates that specify a typical APR (Annual Percentage Rate) and compare the best available rates. At Sainsbury's Bank, we only offer outstanding value low rate personal loans; our personal loans are currently available at a typical rate of just 7.3% APR. See how we compare.

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Sainsbury's Finance is a trading name of Sainsbury's Bank plc. Sainsbury's Bank, registered office 33 Holborn London EC1N 2HT
(registered in England no. 3279730) is authorised and regulated by the Financial Services Authority.