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7.9% APR typical

Low interest loan


7.9% APR typical

Apply for a low interest loan from Sainsbury's Bank now and get an immediate decision. Our low rate loans are highly competitive, currently our typical rate is 7.9% APR on loans from £7,500 to £15,000, and interest rates on our low rate loans are fixed, so your repayments are the same throughout the loan period.

You can choose how long you'd like to take to repay your low rate personal loan, between 1 and 7 years. You can also take out a low interest loan now and enjoy a repayment holiday for the first three months**. 

We aim to be as clear and helpful as we possibly can throughout the process - from applying for your low interest loan to making the final payment. To start with, we've made it as easy as possible for you to decide on the amount you can comfortably borrow. Use our loan calculator to show you the monthly payments and the total cost of your low rate loan.

See for yourself, starting with a quote.

Applicants must be aged at least 18 and resident in the UK. Online quotes are illustrative only, the rate you are offered depends on your personal circumstances credit assessment procedures and related factors.

**Interest accrues from the start of the loan.

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Sainsbury's Finance is a trading name of Sainsbury's Bank plc. Sainsbury's Bank plc, registered office 33 Holborn London EC1N 2HT
(registered in England no. 3279730) is authorised and regulated by the Financial Services Authority.