Low interest loan

7.3% APR typical

Apply for a low interest loan from Sainsbury's Bank now and get an immediate decision. Our low rate loans are highly competitive, currently our typical rate is 7.3% APR, and interest rates on our low rate loans are fixed, so your repayments are the same throughout the loan period.

You can choose how long you'd like to take to repay your low rate personal loan, between 12 and 84 months. You can also take out a low interest loan now and enjoy a repayment holiday for the first three months**. And you can choose from three different levels of payment protection to make sure repayments on your low interest loan are covered in case of illness, accident or unemployment.

We aim to be as clear and helpful as we possibly can throughout the process - from applying for your low interest loan to making the final payment. To start with, we've made it as easy as possible for you to decide on the amount you can comfortably borrow. Use our loan calculator to show you the monthly payments and the total cost of your low rate loan.

No wonder our low cost loans have won awards - Your Money magazine voted us Best Direct Online Loan Provider 2004 for the high quality of our low interest loans and our fresh approach to customer service. See for yourself, starting with a quote.

Applicants must be aged at least 18 and resident in the UK. Online quotes are illustrative only, the rate you are offered depends on your personal circumstances credit assessment procedures and related factors.

**Interest accrues from the start of the loan.

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