our loan benefits

7.7% APR typical

In addition to this great rate, you can also enjoy a range of other benefits. Loans from £7,500 to £15,000.

no repayments for the first 3 months

Choose a 3 month repayment holiday and give your finances a break.

no surprises

Our rates are fixed, so you can budget ahead.

no waiting

 If your online loan is approved, the money will be transferred directly to your bank account#.

give yourself peace of mind

If in the future you can't work through accident, illness or involuntary redundancy the last thing you'll want to worry about is meeting your loan repayments. That's where our payment protection comes into its own. It's a small, simple precaution that could take a big weight off your mind. For a small extra repayment each month your loan payments will be covered should the unexpected happen.

instant decision

Apply online or phone 0800 096 0541 for a decision straight away.

#Funds are transferred after our receipt of signed loan documentation and can take up to three days to clear from date of transfer. If you choose the optional courier service an additional amount of up to £50 will be payable 1 month before your first monthly payment. Delivery may take longer for weekend application or in outlying areas.

Please note that should you decide to apply for Credit Care during your loan application, the sale and administration of this insurance will be undertaken by The Governor and Company of Bank of Scotland. Your policy will be underwritten by St. Andrew's Insurance plc and St. Andrew's Life Assurance plc. Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England, no. 3279730) is authorised and regulated by the Financial Services Authority (FSA).

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