Sainsbury's Loans
Sainsbury's Loans - 8.1% APR typical
Now that you're starting to apply you should be aware of certain terms and conditions that apply. That's why we ask you to read the important information and privacy statement.
What do I need to apply?
- Your residential address for the last 3 years
- Your bank/building society details
- Your monthly incomings and outgoings
- Employer's name and address
See our summary box for the facts and figures.
Will my details be secure?
Rest assured, every online loans application is protected by 128-bit encryption software.
In order to process your completed application form, we will carry out credit reference or other enquiries in accordance with our lending procedures and once you are approved we will then send you a completed application form through the post in order to obtain your signature. A copy of our important information, data protection act and uses of data information sheet will also be enclosed for you to keep, however it is important that you read these before proceeding.
To apply for our personal loans you must:
- Be over 18
- Have a bank/building society account
- Have a permanent UK address
- Have not been declined for credit in the last month
- Not have a history of bad credit like arrears, county court judgements (CCJ's), default or bankruptcy.
By completing and submitting this application you agree to the above and confirm that all the information provided by you is true and complete and that you are at least 18 years of age.
We also recommend that you don't apply for more than three quarters of your gross annual salary and that you can afford the repayments you apply for.