Applying is simple

Before you start

Now that you're about start an application for your credit card, and for your convenience online servicing, there are certain things you need to know about our credit cards and that we're legally obliged to make available to you. That's why we ask you to read our terms and conditions and data protection act.

Remember it's 0% p.a. on purchases and balance transfers for 5 months, typical 13.9% APR variable.

To apply for a Sainsbury's Advantage Credit Card you must:

• Be over 18
• Have your bank/building society account details
• Details of any credit cards or store cards you have
• Any loan repayment details
• Your employer's name and address
• Have a permanent UK address
• Have not been declined for credit in the last month
• Not have a history of bad credit like arrears, county court judgements (CCJ's), default or bankruptcy.

Registering for online servicing

Online servicing enables you to login and manage your accounts at your own convenience. You can register for online servicing when you apply online. Remember you'll need your email address.

	Ready to apply? It's really straight forward and only takes a few minutes

Will my details be secure?

Rest assured, every online credit card application is protected by 128-bit encryption software.

After you've completed your online application, we'll carry out a credit check. And once that's approved, we'll send you the completed application (so you can sign it) along with a copy of our terms and conditions.

Please note the online application form does not support Netscape browsers.

Please note that should you decide to apply for Credit Care or Card Care during your online credit card application, the sale and administration of this insurance will be undertaken by Bank of Scotland plc. Your policy will be underwritten by St. Andrew's Insurance plc and St. Andrew's Life Assurance plc. Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England, no. 3279730)  is authorised and regulated by the Financial Services Authority (FSA).

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