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payment protection

Your Credit Card repayments could be made for you should you be unable to work due to accident, sickness or unemployment

payment protection : tell me more

here's what you get with our credit card


 

With a Sainsbury's Bank credit card, you'll be able to enjoy 0% interest on anything you buy  for the first 10 months, 15.9% APR typical variable.

and 5.94% p.a. for the life of balance transfers made in the first six months

Make things easy by having one simple monthly repayment. Switch all your existing outstanding credit or store card balances and you'll have just one single payment each month - making it easier to look after your finances. You'll pay only 5.94% p.a. for balances transferred within the first six months until the balance is paid off.  Any balances transferred after the first 6 months will be charged at 15.94% p.a. variable, 18.95% p.a. variable or 20.95% p.a. variable depending on your personal circumstances. Furthermore we will not charge you a balance transfer fee. 

there's more...

A credit card can always come in handy when you're shopping. But a Sainsbury's Bank credit card may also let you save when you shop - as you'll regularly receive an exclusive book of money-off vouchers to use at Sainsbury's.

protect your payments against the unexpected

By taking out our Creditcare payment protection  you don't have to worry about how you would cope if the unexpected happens. It can cover your card repayments if you're ill, injured or lose your job. In addition in the event of your death or total permanent disability we will pay the outstanding balance on your card.

protection against loss or theft

Card Care  is a simple way to protect all your financial cards against loss or theft.

PrivacyGuardTM

Get the expert advice and support you need if you become a victim of identity fraud

  • Monitor your credit report
  • Receive credit alerts
  • Identity Theft Insurance Protection up to £10,000
  • Advice and support from a 'victim of fraud' team

withdraw cash at ATMs

You can use your Sainsbury’s Bank Credit Card to withdraw cash from over 19 million bank counters and over 800,000 ATM outlets worldwide.

online servicing

With online servicing, you can keep control of your credit card account securely, 24 hours a day.

safe and secure payments

As with all new credit and debit cards, the Sainsbury’s Bank credit card comes with the added security of Chip and PIN. We also provide a fraud monitoring service and a free online guarantee that will safeguard against malicious online card use.


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Tell me more

Getting your credit card
Using your card
Paying your bill
Security against fraud
PrivacyGuardTM
Online servicing
Rates and charges
Some definitions
Previous interest rates
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Sainsbury's Finance is a trading name of Sainsbury's Bank plc. Sainsbury's Bank, registered office 33 Holborn London EC1N 2HT
(registered in England no. 3279730) is authorised and regulated by the Financial Services Authority.