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| Balance transfers | Purchases | Representative APR (variable) | |||
|---|---|---|---|---|---|
|
NEW Sainsbury's Nectar Credit Card |
0% for 15 months* | 0% for 6 months | 16.9% APR† | |
0% for 15 months on balance transfers, 0% for 6 months on all purchases AND Double Nectar points on Sainsbury's Shopping for 2 years when you swipe your Nectar Card too** Representative example: Your purchase rate is 16.94% p.a. variable, with a representative 16.9% APR variable based on borrowing £1,200 and repaying over 12 months. *3% balance transfer fee applies. | |||||
|
Sainsbury's Credit Card |
0% for 12 months* | 0% for 12 months | 16.9% APR† | |
0% for 12 months on purchases and balance transfers. For Sainsbury's shoppers with a Nectar Card#. Representative example: Purchase rate is 16.94% p.a. variable, with a representative 16.9% APR variable based on borrowing £1,200 and repaying over 12 months. *3% balance transfer fee applies. You cannot earn Nectar points with the Sainsbury's Credit Card. | |||||
|
NEW Sainsbury's Low Rate Credit Card |
6.95% p.a. (variable) | 6.95% p.a. (variable) | 6.9% APR† | |
A low rate credit card that offers a market-leading rate of 6.9% APR Representative variable and no balance transfer fee. Representative example: Purchase rate is 6.95% p.a. variable, with a representative 6.9% APR variable based on borrowing £1,200 and repaying over 12 months. You cannot earn Nectar points with the Sainsbury's Low Rate Credit Card. | |||||
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Sainsbury's Gold Credit Card | 9.94% p.a. (variable) | 9.94% p.a. (variable) | 20.1% APR | |
Ideal for customers who travel, with benefits worth up to £530. Representative example: Your purchase rate is 9.94% p.a. variable, with a representative 20.1% APR variable based on borrowing £1,200 and repaying over 12 months. This card includes a fee of £5.00 per month. | |||||
To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit.
†As we treat all our customers and their applications on an individual basis, the APR and the interest rate we offer are determined by the details you supply, along with an independent verification of your credit and repayment history. Find out more about personal pricing.
**New customers only, when you pay with your Sainsbury's Nectar Credit Card and swipe your Nectar Card. Terms & conditions apply, click 'find out more' for further details. #Must have swiped your Nectar card instore in the last 6 months. We may check your Nectar account to verify this. Please have your Nectar card to hand when you apply. Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank Plc, Pitreavie Business Park, Dunfermline, Fife, KY99 4BS.
