Compare Our Credit Cards
|APR Representative (variable)†||16.9% APR||7.8% APR|
|Purchases||0% for the first 15 months*||7.84% p.a (variable)|
|Balance transfers||0% for the first 15 months*||7.84% p.a (variable)|
|Balance transfer fee||3%||No fee|
|Representative example||Purchase rate is 16.94% p.a. variable, with a representative 16.9% APR variable based on borrowing £1,200 and repaying over 12 months.||Purchase rate is 7.84% p.a. variable, with a representative 7.8% APR variable based on borrowing £1,200 and repaying over 12 months.|
|Reward||Double Nectar points on Sainsbury's shopping# and 1 Nectar point for every £5 spent on your card elsewhere||Double Nectar points on Sainsbury's shopping# and 1 Nectar point for every £5 spent on your card elsewhere|
|Monthly or annual fee||No fee||No fee|
These products are available to new Sainsbury's Bank credit card customers only. If you are an existing customer please call us on 0500 40 50 60 and we will let you know the options available to you.
*To keep your promotional rate, you must pay at least the minimum payment by the due date and stay within your credit limit.
†As we treat all our customers and their applications on an individual basis, the APR and the interest rate we offer are determined by the details you supply, along with an independent verification of your credit and repayment history. Find out more about personal pricing.
#When you pay with your Sainsbury's Nectar Credit Card or Sainsbury's Nectar Low Rate Credit Card and swipe your Nectar card. View full Nectar points offer conditions.
Travel Money purchases are not eligible for points.
Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank Plc, Pitreavie Business Park, Dunfermline, Fife, KY99 4BS.