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0% interest for 10 months on purchases
typical 15.9% APR (variable)
Here's what you get with our credit card
- 5.94% p.a. for life of balances transferred in the first 6 months. Any balances transferred after the first 6 months will be charged at either 15.94% p.a. variable, 18.95% p.a. variable or 20.95% p.a. variable, depending on your personal circumstances
- No annual fee or balance transfer fee
- Optional protection for your credit card repayments if you are unable to work
- Optional protection against loss or theft of your card
- Convenient online servicing
- Emergency medical and legal assistance abroad.
See more benefits or our summary box which shows you the facts and figures.
Personal pricing
As we treat all our customers and their applications on an individual basis, the APR and interest rates we offer are determined by the details customers supply, along with an independent verification of credit and repayment history. For the first 10 months you will get 0% on purchases. You will also get 5.94% p.a. on balance transfers made in the first 6 months, until they are paid off. Your personal APR for purchases will be either 15.94% APR (variable), 18.95% APR (variable), or 20.95% APR (variable). Your interest rates for balance transfers will be the same as for purchases. Two thirds of customers are offered our best typical rate of 15.9% APR (variable). We'll let you know your interest rate as soon as we've assessed your application.
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ready to apply for your credit card?
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