Sainsbury's Credit Card

Sainsbury's new credit card offers you all this:

Great rates on purchases and balance transfers:

• 0% for the first 12 months on Sainsbury's shopping*
• 0% for the first 3 months on all other shopping
• 0% for the first 12 months on balance transfers (+3% fee)

Earn Nectar points wherever you shop:

• Pay with your Sainsbury's Credit Card and collect 2 points for every £1 you spend on Sainsbury's shopping.  Hand over your Nectar card at the same time and collect an additional 2 points
• Collect Nectar points everywhere else too.

15.9% APR typical variable.

Existing Sainsbury's Credit Card Holders

If you already have a Sainsbury's Bank Credit Card, unfortunately you cannot apply for this card at present. If you require any further information please contact us on 0800 4 346 346, explaining you are an existing Sainsbury's Credit Card Customer.

Go to nectar.com to discover how you could treat yourself.

See more benefits or our summary box which shows you the facts and figures.

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	It's really straight forward and only takes a few minutes

Personal pricing

As we treat all our customers and their applications on an individual basis, the APR and the interest rates we offer are determined by the details you supply, along with an independent verification of credit and repayment history.

For the first 12 months from account opening you will get 0% on purchases made at Sainsbury's. *Excludes Sainsbury's Telecoms and Energy which will be treated as non-Sainsbury's purchases. Sainsbury's Supermarkets Limited Nectar points conditions apply.  Please see www.sainsburys.co.uk   You will get 0% for the first 3 months from account opening on non-Sainsbury's purchases. Thereafter, your personal APR for purchases will be either 15.9% APR (variable), 18.9% APR (variable), or 20.9% APR (variable). You will also get 0% for the first 12 months from account opening on balance transfers (a fee of 3% applies for each balance transfer).

Thereafter your interest rates for balance transfers will be the same as for purchases. Two thirds of customers are offered our best and typical rate of 15.9% APR (variable). We'll let you know your interest rate as soon as we've assessed your application.

Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank plc.

Sainsburys Bank plc, Registered Office, 33 Holborn, London, EC1N 2HT (registered in England, no 3279730) is authorised and regulated by the Financial Services Authority (FSA).

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