payment protection give yourself peace of mind

payment protection

protect your payments against the unexpected

If in the future you can't work through accident, illness or unemployment the last thing you'll want to worry about is not being able to meet your credit card repayments. That's where our Creditcare payment protection comes into its own. Its a small simple precaution that could take a big weight off your mind.

what does it cover?***

	Payment Protection
	Carer Cover
	Life (in the event of your death)
	Accident & Sickness
	Unemployment
	Critical Illness

what does it cost?

It costs just 79p per £100 on the outstanding balance on your statement.

how would I make a claim?

Making a claim is easy, simply call the claims line and we will be able to tell you right away if your claim is covered.

For further Creditcare payment protection information or to apply just call 0845 603 2131*, lines are open 8am-8pm, seven days a week.

Card care

the cover

Imagine not only the annoyance, but also the inconvenience of losing your purse or wallet containing your credit cards and store cards. How would you contact all the relevant card companies, would you have their telephone numbers to hand?

One phone call to Card Care will ensure that all your card companies are advised and there are other benefits too:

• All your missing financial cards are cancelled immediately
• Replacement cards are ordered right away
• Any personal money you had on you at the time of this loss is replaced
• You are covered for a replacement purse or wallet
• Emergency cash advance* to pay hotel bills or travel tickets home
• Your driving licence will even be replaced if it was lost or stolen at the same time as your cards.

For further card care benefits click here

the cost

The cost starts at £18 per year - that's just 35p per week! Take a look at the table below for more details on the cost.

	Cover	1 year	3 years
	Single	£18	£42
	Household (covers up to 9 other people living at the same address)	£25	£55

To discuss Card Care or to apply call 0845 120 8366** quoting SBIN061

If you decide to apply online for Creditcare during your online credit card application, the sale and administration of these insurance's will be undertaken by Bank of Scotland plc. Your policy will be underwritten by St. Andrew's Insurance plc. Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England no3279730) is authorised and regulated by the Financial Services Authority (FSA).

* Subject to status, repayable in 30days
**Telephone calls may be recorded for security purposes and monitored under our quality control procedure

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