Finance
Skip to contentRewarding our shoppers
With a Sainsbury's Credit Card, Sainsbury's shoppers with a Nectar card† can enjoy 0% for the first 12 months on all shopping and balance transfers (3% balance transfer fee applies).
- 0% for the first 12 months on all purchases
- 0% for the first 12 months on balance transfers (3% balance transfer fee applies)
The table below is a representative example only, credit limits vary depending on your individual circumstances.
| Your purchase rate | With a representative | Based on borrowing |
|---|---|---|
|
16.94% p.a. variable |
16.9% APR variable |
£1200 and repaying over 12 months |
To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit.
Please note, whilst you need to provide your Nectar card number when you apply for this credit card, it does not earn Nectar points on purchases or balance transfers.
†New customers only. You must have swiped your Nectar card in store in the last 6 months. We may check your Nectar account to verify this.
Ready to apply?
Your application will be completed in 3 easy steps.
Personal pricing
As we treat all our customers and their applications on an individual basis, the APR and the interest rate we offer are determined by the details you supply, along with an independent verification of your credit and repayment history. Find out more about personal pricing.
Love managing your money online?
No problem. When you apply, you'll be able to register for our secure online banking service. You can also view transactions, make payments and much more.
See our summary box which shows you the facts and figures.
Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank plc.
Applying for your new credit card takes just a few minutes. Before you get started, please read our privacy statement.
Please ensure this product suits your needs and you have considered that it is the right product for you.
You're eligible to apply if you:
- Have a permanent UK address
- Are over 18 years of age
- Have not been declined credit in the last month
- Do not have a history of bad credit
- Are not an existing Sainsbury's Finance Credit Card holder
- Are a Nectar card holder
You can speed up your application if you have the following at hand:
- Your bank or building society account details
- Details of any loans, credit cards or store cards in your name
- Your employer's name and address
To apply by phone, please call 0800 032 2315* quoting FREE.
Existing Sainsbury's Finance Credit Card holders
As a responsible lender, under our current policy we cannot approve more than one credit card per customer. If you are interested in applying for this card, please call us on: 0800 032 2315*, explaining you're an existing customer, and we'll let you know the options available to you.
Your online security
Your online credit card application is protected by high security, 128-bit encryption software.
Once you've completed your online application, we'll carry out a credit check. Once you're approved, we'll send you the completed application form so you can sign it, along with a copy of our terms and conditions.
Please read our terms and conditions (PDF 94KB) and privacy statement.
You can download and print the terms and conditions with Adobe Acrobat - Get Adobe Reader.
To find out more about Sainsbury's Credit Card, give us a call or send us an email.
| To apply | 0800 032 2315* Quote ‘FREE' 8am-10pm Mon-Fri, 8am-7pm Sat-Sun |
| For lost or stolen cards | 0845 300 0344* (UK) 24 hours, 7 days a week 00 44131 549 8040* (outside UK) 24 hours, 7 days a week |
| Haven’t received your card yet | 0800 032 1371* (UK) |
| For Cardcare Claims | 0870 850 6850* 8.30am-6pm Mon-Fri |
| For CreditCare Claims | 0845 702 3839* 9am-6pm Mon-Fri, 9am-1pm Sat |
| Online Banking helpdesk | 0500 40 50 60* (UK) +441383 847 088* (outside UK) 8am-10pm Mon-Fri, 8am-8pm Sat-Sun |
| For all other questions | 0500 40 50 60* (UK) 8am-Midnight Mon-Fri, 8am-6pm Sat-Sun |
*Telephone calls may be recorded for security purposes and monitored under our quality control procedures.Daytime calls Monday to Friday from BT landlines to 0870 numbers will cost no more than 6.4p a minute plus an 9p connection fee. The price of calls through other phone companies and from mobile phones will be different. The call price we have quoted was correct in October 2010.
Can we help?
This is a simple instant answer tool, please phrase your question as easily as possible or use key words (60 character limit):
Alternatively, try our Customer
Support or call:
0500 405060**
Lines are open:
Mon - Fri 8am-Midnight and
Sat - Sun 8am-6pm.
or send us an email.
