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Sainsbury's Nectar Credit Card

With a Sainsbury's Nectar Credit Card you get double Nectar points on Sainsbury's shopping* for 2 years when you pay with your Sainsbury's Nectar Credit Card and hand over your Nectar card. 

Plus you can enjoy:

  • 12.92% p.a. on purchases and balance transfers and no balance transfer fee
  • Earn Nectar points when you use your Sainsbury's Nectar Credit Card elsewhere - 1 point for every £5 you spend
  • Optional repayment cover

12.9% APR typical variable.

Applying for your new Sainsbury's Nectar Credit Card will only take a few minutes. Before you start please read our summary box, terms and conditions and  privacy statement.

To be eligible you must :

  • have a permanent UK address
  • be 18 or over
  • not have been declined for credit in the last month
  • not have a history of bad credit
  • not be an existing Sainsbury's Bank Credit Card holder

To speed your application along be sure to have the following to hand when applying:

  • your bank/building society account details
  • details of any loans, credit cards, store cards you have
  • your employers name and address
  • your Nectar card
Apply now

As a responsible lender, under our current policy we are unable to approve more than 1 credit card for each customer. If you have any questions around this policy please contact us on 0800 032 1365.

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Will my details be secure?

 Rest assured, every online credit card application is protected by 128-bit encryption software.

After you've completed your online application, we'll carry out a credit check. And once that's approved, we'll send you the completed application (so you can sign it) along with a copy of our terms and conditions.

Please note the online application form does not support Netscape browsers.

Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank plc. Sainsbury's Bank plc Registered Office, 33 Holborn, London, EC1N 2HT (registered in England, no 3279730) is authorised and regulated by the Financial Services Authority (FSA). *New customers only when you pay with your Sainsbury's Nectar Credit Card. With a Sainsbury's Nectar Credit Card 2 Nectar points are earned on each full £1 of each separate transaction made on shopping at Sainsbury’s for the first 2 years the account is opened. Excludes Sainsbury’s Telecoms and Energy which will be treated as non- Sainsbury's purchases. For non-Sainsbury's purchases, 1 Nectar point is earned on each full £5 of each separate transaction. Nectar points may take up to six weeks to appear on your account. Sainsbury's Bank plc and Sainsbury's Supermarkets Limited reserve the right to alter or terminate the Nectar point offer at any time, without the need for prior notice. The Nectar point collection programme is subject to the Nectar Collector Rules, which are set out in the registration pack brochure and are also available on www.nectar.com. Sainsbury's Supermarkets Limited Nectar points conditions apply. Please see www.sainsburys.co.uk for details.

Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury's Bank plc.

Sainsbury's Bank plc, Registered Office 33 Holborn, London EC1N 2HT (registered in England no. 3279730) is authorised and regulated by the Financial Services Authority (FSA). Registered number 184514.