Applying is easy

Applying for your new credit card will only take a few minutes. Before you start please read our terms and conditions and  privacy statement.

To be eligible you must :

• have a permanent UK address
• be over 18
• not have been declined for credit in the last month 
• not have a history of bad credit
• not be an existing Sainsbury's Bank Credit Card holder 

To speed your application along be sure to have the following to hand when applying:

• your bank/building society account details
• details of any loans, credit cards, store cards you have
• your employers name and address 

Apply for a Sainsbury's Credit Card

	Apply for a Sainsbury's Credit Card

As a responsible lender, under our current policy we are unable to approve more than 1 credit card for each customer. If you have any questions around this policy please contact us on 0800 032 1365.

Remember, For the first 12 months from account opening you will get 0% on purchases made at Sainsbury's. Excludes Sainsbury's Telecoms and Energy which will be treated as non-Sainsbury's purchases. You will get 0% for the first 3 months from account opening on non-Sainsbury's purchases. Thereafter, your personal APR for purchases will be either 16.9% APR (variable), 19.9% APR (variable), or 21.9% APR (variable). You will also get 0% for the first 10 months from account opening on balance transfers (a fee of 3% applies for each balance transfer). Thereafter your interest rates for balance transfers will be the same as for purchases. Two thirds of customers are offered our best and typical rate of 16.9% APR  (variable).

Will my details be secure?

Rest assured, every online credit card application is protected by 128-bit encryption software.

After you've completed your online application, we'll carry out a credit check. And once that's approved, we'll send you the completed application (so you can sign it) along with a copy of our terms and conditions.

Please note the online application form does not support Netscape browsers.

Please note that should you decide to apply for Credit Care or Card Care during your online credit card application, the sale and administration of this insurance will be undertaken by Bank of Scotland plc. Your policy will be underwritten by St. Andrew's Insurance plc and St. Andrew's Life Assurance plc. Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England, no. 3279730)  is authorised and regulated by the Financial Services Authority (FSA).

Please note that should you decide to apply for Credit Care or Card Care during your online credit card application, the sale and administration of this insurance will be undertaken by Bank of Scotland plc. Your policy will be underwritten by St. Andrew's Insurance plc and St. Andrew's Life Assurance plc. Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England, no. 3279730)  is authorised and regulated by the Financial Services Authority (FSA).

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