Sainsbury's Credit Card

Sainsbury's new credit card for Nectar points wherever you shop.

As well as great rates on purchases and balance transfers, you'll earn Nectar points wherever you shop, whether stocking up at Sainsbury's or hitting the High Street.

Check out our 0% rate:

• 0% for the first 12 months on Sainsbury's shopping*
• 0% for the first 3 months on all other shopping
• 0% for the first 10 months on balance transfers (+3% fee)

15.9% APR typical variable.

Collect Nectar points on Sainsbury's shopping:

Pay with your credit card and collect 2 points per £1 you spend* plus any additional points you'll earn with your Nectar collector card.

You even earn Nectar points when you don't shop at Sainsbury's - 1 point per £5 you spend on your credit card.

With so many ways to earn points, you can look forward to Nectar treats much sooner.

See our summary box  which shows you the facts and figures.

	Ready to apply?
	It's really straight forward and only takes a few minutes

Personal pricing

As we treat all our customers and their applications on an individual basis, the APR and the interest rates we offer are determined by the details you supply, along with an independent verification of credit and repayment history.

For the first 12 months from account opening you will get 0% on purchases made at Sainsbury's. *Excludes Sainsbury's Telecoms and Energy which will be treated as non-Sainsbury's purchases. You will get 0% for the first 3 months from account opening on non-Sainsbury's purchases. Thereafter, your personal APR for purchases will be either 15.9% APR (variable), 18.9% APR (variable), or 20.9% APR (variable). You will also get 0% for the first 10 months from account opening on balance transfers (a fee of 3% applies for each balance transfer).

Thereafter your interest rates for balance transfers will be the same as for purchases. Two thirds of customers are offered our best and typical rate of 15.9% APR (variable). We'll let you know your interest rate as soon as we've assessed your application.

Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank plc.

Sainsburys Bank plc, Registered Office, 33 Holborn, London, EC1N 2HT (registered in England , no 3279730) is authorised and regulated by the Financial Services Authority (FSA).

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