Long Balance Transfer
Credit Card

New lower balance transfer fee*

Apply now

Key benefits

Benefits

  • Pay 0% interest on balance transfers for your first 40 months. Apply by 27th July 2016
  • If you're a Nectar customer, the balance transfer fee is reduced from 2.89% to 2.48%, by refund. Refund applies on transfers made within your first 3 months. 3% afterwards (minimum £3 at all times). Nectar card number must be supplied during application to get the reduced fee*
  • If you don't have a Nectar card a balance transfer fee of 2.89% applies on transfers made within the first 3 months, 3% afterwards (minimum £3 at all times)
  • Pay 0% interest on purchases for your first 3 months
  • No annual fee

Representative example

Purchase rate isWith a representativeAssumed Credit limit:
18.95%
p.a. variable

18.9% APR
variable

£1,200


Your interest rate and credit limit will vary depending on your individual circumstances.

Rewards

  • Bonus 5,000 Nectar points for new customers when you use our card to spend £800 on Sainsbury's shopping or fuel in the first 3 months^
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spent on your card elsewhere

Other details

  • No cash advance fee on Sainsbury’s Travel Money purchases

To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit. Nectar points collected using your Credit Card are in addition to the points you collect from swiping your Nectar Card or using it online during a transaction.

What are my Nectar Points worth?

Based on £300 spent on Sainsbury's shopping per monthPoints when you pay with a Sainsbury’s Bank Nectar Credit Card
Bonus Nectar points5,000
Total per month600
Total over 12 months12,200
Equivalent value£61

Ready to apply?

Your application could be completed in 3 easy steps, subject to credit and other eligibility criteria being met.

How to apply

  
Applying for your new credit card takes just a few minutes.  Before you get started, please read our privacy statement.

Please ensure this product suits your needs and you have considered that it is the right product for you.

You're eligible to apply if you:

  • Have a permanent UK address
  • Are over 18 years of age
  • Have not been declined credit in the last month
  • Do not have a history of bad credit
  • Are not an existing Sainsbury's Bank Credit Card holder

You can speed up your application if you have the following at hand:

  • Your bank or building society account details
  • Details of any loans, credit cards or store cards in your name
  • Your employer's name and address
  • Your Nectar card

To apply by phone, please call 0800 030 4418 ** quoting LONG BT WEB.

Representative example

Purchase rate isWith a representativeAssumed Credit limit:
18.95%
p.a. variable

18.9% APR
variable

£1,200


Your interest rate and credit limit will vary depending on your individual circumstances

Existing Sainsbury's Bank Credit Card holders

If you are an existing credit card customer, please call us on 08085 40 50 60 ** to discuss your options.

Your online security

Your online credit card application is protected by high security, 128-bit encryption software.

Once you've completed your online application, we'll carry out a credit check. Once you're approved, we'll send you the completed application form so you can sign it, along with a copy of our terms and conditions.

Get in touch

To find out more about Sainsbury's Nectar Long Balance Transfer Credit Card, give us a call or send us an email.

To apply 0800 313 4596**
Quote ‘LONG BT WEB'
8am-10pm Mon-Fri, 8am-7pm Sat-Sun
For lost or stolen cards 0800 456 1232 ** (UK)
7 days a week
00 44131 549 8040** (outside UK)
7 days a week
Haven’t received your card yet 0800 032 1371** (UK)
8am-8pm Mon-Thurs, 8am-5pm Fri, 9am-1pm Sat
Online Banking helpdesk 08085 40 50 60** (UK)
00 44131 549 8040** (outside UK)
8am-10pm Mon-Fri, 8am-6pm Sat-Sun
For all other questions 08085 40 50 60** (UK)
8am-Midnight Mon-Fri, 8am-6pm Sat-Sun
Important information
Sainsbury's Bank Nectar Credit Cards are available to new Sainsbury's Bank Credit Card customers only. We treat all our customers and their applications for a Sainsbury's Nectar Credit Card on an individual basis. The interest rate and credit limit we offer are determined by the details you supply, along with an independent verification of credit and repayment history.Find out more about personal pricing.

Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank plc, Pitreavie Business Park, Dunfermline, Fife, KY99 4BS.
^Bonus Nectar points conditions:
Offer available to new customers only who apply and take out a Sainsbury's Bank Nectar Credit Card between 25th May and 27th September 2016. Spend £800 or more on Sainsbury's shopping or fuel with your Sainsbury's Bank credit card during the first 3 months from account opening and be rewarded with 5,000 bonus Nectar points. Excludes Sainsbury's Telecoms, Energy and Travel Money, which will be treated as non-Sainsbury's purchases. Please allow up to 60 days from your credit card statement date for points to be credited to your Nectar account. If a transaction is refunded to your account we may remove the 5,000 Nectar points if you no longer have qualifying transactions totalling over £800. Sainsbury's Bank reserves the right to alter or terminate the offer at any time.
*Balance Transfer Fee Refund conditions:
Offer available to new customers with a Nectar card who apply and take out a Sainsbury's Bank Long Balance Transfer Nectar Credit Card between 22nd June 2016 and 27th July 2016. The offer applies to balance transfers that are made within 3 months of account opening. Account will be opened within 2 working days of us receiving your signed agreement. The balance transfer fee charged is 2.48% of the balance transfer amount. This is achieved by charging an initial balance transfer fee of 2.89% and a partial refund of 0.41% of the transferred balance is refunded directly to your account. This refund will be processed within 60 days of the balance transfer being made. The refund will appear on your statement. Please make sure you tell us your Nectar card number when you apply to ensure you receive the offer. Sainsbury's Bank reserves the right to terminate this balance transfer refund offer at any time. You can find details of our latest balance transfer offers at www.sainsburysbank.co.uk.
Sainsbury's Bank Nectar Credit Cards Nectar points conditions:
2 Nectar points are collected on each full £1 of each separate shopping and fuel transaction at Sainsbury's. Excludes Sainsbury's Telecoms and Energy, which will be treated as non-Sainsbury's purchases. For non-Sainsbury's purchases 1 Nectar point is earned on each full £5 of each separate transaction. Travel Money purchases are not eligible for points. Nectar points are awarded to you by Sainsbury's Supermarkets Ltd and Sainsbury's Bank plc, who reserve the right to alter or terminate the offer at any time. Please allow up to 60 days from your credit card statement date for points to be credited to your Nectar account. The Nectar loyalty programme is operated independently of Sainsbury's Bank by Aimia Coalition Loyalty UK Ltd, and the collection and use of points is governed by the Nectar Collector Rules, which are set out in the registration pack and are also available at nectar.com.

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