Sainsbury's Nectar
Credit Card

Pay no interest on purchases for your first 18 months

Apply now

Key benefits

Our Sainsbury's Nectar Puchase Credit Card lets you collect Nectar points when you shop at Sainsbury's and pay with the card.

Great benefits

  • Pay 0% interest on purchases for the first 18 months from account opening
  • Pay 0% interest on balance transfers for the first 18 months from account opening (3% balance transfer fee applies)
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • One Nectar point for every £5 spent on your card elsewhere
  • No annual fee
  • No cash advance fee on Sainsbury's Travel Money purchases

To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit. Nectar points collected using your Credit Card are in addition to the points you collect from swiping your Nectar Card or using it online during a transaction.

See our summary box which shows you the facts and figures.

The table below is a representative example only. Interest rates and credit limits may vary depending on your individual circumstances.

Your purchase rateWith a representativeBased on borrowing
p.a. variable

18.9% APR

and repaying over
12 months

See how your points add up

Points when you pay with a Sainsbury’s Nectar Credit Card
Points collected on £300 spent on Sainsbury’s shopping600 per month
Total over 12 months7,200
Equivalent value£36

Ready to apply?

Your application will be completed in 3 easy steps.

The Sainsbury's Nectar Purchase Credit Card is available to new Sainsbury's Bank Credit Card customers only.

How to apply

Applying for your new credit card takes just a few minutes.  Before you get started, please read our privacy statement.

Please ensure this product suits your needs and you have considered that it is the right product for you.

You're eligible to apply if you:

  • Have a permanent UK address
  • Are over 18 years of age
  • Have not been declined credit in the last month
  • Do not have a history of bad credit
  • Are not an existing Sainsbury's Bank Credit Card holder

You can speed up your application if you have the following at hand:

  • Your bank or building society account details
  • Details of any loans, credit cards or store cards in your name
  • Your employer's name and address
  • Your Nectar card

To apply by phone, please call 0800 030 4418 ** quoting 18 WEB .

**Telephone calls may be recorded for security purposes and monitored under our quality control procedures.

Your online security

Your online credit card application is protected by high security, 128-bit encryption software.

Once you've completed your online application, we'll carry out a credit check. Once you're approved, we'll send you the completed application form so you can sign it, along with a copy of our terms and conditions.

Ts & Cs

Please read our terms and conditions (PDF 70KB) and privacy statement.

You can download and print the terms and conditions with Adobe Acrobat - Get Adobe Reader.

Get Adobe Reader

Get in touch

To find out more about Sainsbury's Nectar Purchase Credit Card, give us a call or send us an email.

To apply 0800 030 4418 **
Quote ‘18 WEB'
8am-10pm Mon-Fri, 8am-7pm Sat-Sun
For lost or stolen cards 0845 300 0344 ** (UK)
7 days a week
00 44131 549 8040 ** (outside UK)
7 days a week
Haven’t received your card yet 0800 032 1371 ** (UK)
8am-8pm Mon-Thurs, 8am-5pm Fri, 9am-1pm Sat
Online Banking helpdesk 0500 40 50 60 ** (UK)
+441383 847 088 ** (outside UK)
8am-10pm Mon-Fri, 8am-6pm Sat-Sun
For all other questions 0500 40 50 60 ** (UK)
8am-Midnight Mon-Fri, 8am-6pm Sat-Sun

**Telephone calls are free from a landline only and may be recorded for security purposes and monitored under our quality control procedures.
Sainsbury's Nectar Credit Cards Nectar points conditions:
2 Nectar points are collected on each full £1 of each separate shopping and fuel transaction at Sainsbury's. Excludes all bonus points offers and points from Sainsbury's Telecoms and Energy, which will be treated as non-Sainsbury's purchases. For non-Sainsbury's purchases 1 Nectar point is collected on each full £5 of each separate transaction. Travel Money purchases are not eligible for points.
Nectar points are awarded to you by Sainsbury's Supermarkets Ltd and Sainsbury's Bank plc, who reserve the right to alter or terminate the Nectar point offer at any time, but will give as much notice as is reasonably possible before doing so. Points may take up to six weeks to appear on your account. The Nectar loyalty programme is operated independently of Sainsbury's Bank by Aimia Coalition Loyalty UK Ltd, and the collection and use of points is governed by the Nectar Collector Rules, which are set out in the registration pack and are also available on
Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank plc, Pitreavie Business Park, Dunfermline, Fife KY99 4BS

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