Finance
Skip to contentSainsbury's
Exclusive for Nectar card holders
The Sainsbury's Nectar Credit Card comes with fantastic introductory offers AND double Nectar points*
Nectar card holders can enjoy:
- 0% for the first 15 months on balance transfers (3% balance transfer applies)
- 0% for the first 6 months on all purchases
- Double Nectar points for every £1 spent on your card in Sainsbury's for the first 2 years*
- One Nectar point for every £5 spent on your card elsewhere
See how the points add up
| Points with only a Nectar card | Sainsbury's Nectar Credit Card & swipe your Nectar card | |
|---|---|---|
| Points earned on £50 spent in Sainsbury's | 100† | 200 |
| Points earned on £50 spent elsewhere | 0 | 10 |
| Total points earned | 100 | 210 |
That's 210 points when you spend £100 on your Sainsbury's Nectar Credit Card and swipe your Nectar card where applicable. Do that every week and you could earn over 10,000 Nectar points a year for the first two years* The example in the table above assumes that points earned elsewhere are acquired with your Sainsbury's Nectar Credit Card only.
New customers only. To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit.
The table below is a representative example only. Interest rates and credit limits may vary depending on your individual circumstances.
| Your purchase rate | With a representative | Based on borrowing |
|---|---|---|
|
16.94% p.a. variable |
16.9% APR variable |
£1200 and repaying over 12 months |
Love managing your money online?
No problem. When you apply, you'll be able to register for our secure online banking service. You can also view transactions, make payments and much more.
See our summary box which shows you the facts and figures.
Ready to apply?
Your application will be completed in 3 easy steps.
Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank plc.
Personal Pricing
As we treat all our customers and their applications on an individual basis, the APR and the interest rate we offer are determined by the details you supply, along with an independent verification of your credit and repayment history. Find out more about personal pricing.
*When you pay with your Sainsbury's Nectar Credit Card and swipe your Nectar card.
Double Nectar points conditions:
To earn double Nectar points you must pay with your Sainsbury’s Nectar Credit Card and swipe your Nectar card. Cannot be used in conjunction with any other Nectar bonus point offers.
Sainsbury's Nectar Credit Card Nectar point conditions:
2 Nectar points are earned on each full £1 of each separate shopping transaction at Sainsbury’s for the first 2 years the account is open. Points from Sainsbury’s Telecoms, Diets and Energy will be treated as non-Sainsbury’s purchases. For non-Sainsbury’s purchases 1 Nectar point is earned on each full £5 of each separate transaction. Nectar points may take up to six weeks to appear on the customers account. Sainsbury’s Bank plc and Sainsbury’s Supermarkets Ltd. reserve the right to alter or terminate the Nectar point offer at any time, without the need for prior notice. The Nectar point collection programme is subject to the Nectar Collector Rules, which are set out in the registration pack and are also available on nectar.com. †Your Nectar Card does not provide points on a limited range of Sainsbury’s goods and services – see in-store or the FAQ section of sainsburys.co.uk/nectar for details.
Applying for your new credit card takes just a few minutes. Before you get started, please read our privacy statement.
Please ensure this product suits your needs and you have considered that it is the right product for you.
You're eligible to apply if you:
- Are a Nectar card holder
- Have a permanent UK address
- Are over 18 years of age
- Have not been declined credit in the last month
- Do not have a history of bad credit
- Are not an existing Sainsbury's Bank Credit Card holder
You can speed up your application if you have the following at hand:
- Your bank or building society account details
- Details of any loans, credit cards or store cards in your name
- Your employer's name and address
To apply by phone, please call 0800 030 4418* quoting DOUBLE.
*Telephone calls may be recorded for security purposes and monitored under our quality control procedures.
Existing Sainsbury's Bank Credit Card holders
As a responsible lender, under our current policy we cannot approve more than one credit card per customer. If you are interested in applying for this card, please call us on: 0800 030 4418*, explaining you're an existing customer, and we'll let you know the options available to you.
Your online security
Your online credit card application is protected by high security, 128-bit encryption software.
Once you've completed your online application, we'll carry out a credit check. Once you're approved, we'll send you the completed application form so you can sign it, along with a copy of our terms and conditions.
Please read our terms and conditions (PDF 70KB) and privacy statement.
You can download and print the terms and conditions with Adobe Acrobat - Get Adobe Reader.
To find out more about Sainsbury's Nectar Credit Card, give us a call or send us an email.
| To apply | 0800 030 4418* Quote ‘DOUBLE' 8am-10pm Mon-Fri, 8am-7pm Sat-Sun |
| For lost or stolen cards | 0845 300 0344* (UK) 24 hours, 7 days a week 00 44131 549 8040* (outside UK) 24 hours, 7 days a week |
| Haven’t received your card yet | 0800 032 1371* (UK) |
| For Cardcare Claims | 0870 850 6850* 8.30am-6pm Mon-Fri |
| For CreditCare Claims | 0845 702 3839* 9am-6pm Mon-Fri, 9am-1pm Sat |
| Online Banking helpdesk | 0500 40 50 60* (UK) |
| For all other questions | 0500 40 50 60* (UK) 8am-Midnight Mon-Fri, 8am-6pm Sat-Sun |
*Telephone calls may be recorded for security purposes and monitored under our quality control procedures.Daytime calls Monday to Friday from BT landlines to 0870 numbers will cost no more than 6.4p a minute plus an 9p connection fee. The price of calls through other phone companies and from mobile phones will be different. The call price we have quoted was correct in October 2010.
Double your
Nectar points
Can we help?
Why not try our customer support section or you can send us an email.
Alternatively, call 0500 405060**
Lines are open:
Monday to Friday 8am - Midnight
and Saturday & Sunday 8am - 6pm
**Telephone calls may be recorded for security purposes and monitored under our quality control procedures.
