Sainsbury's Nectar
Credit Card

Pay 0% interest on purchases for your first 19 months

Apply now

Key benefits

Our Sainsbury's Nectar Puchase Credit Card lets you collect Nectar points when you shop at Sainsbury's and pay with the card.

Key benefits

  • Pay 0% interest on purchases for your first 19 months
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel
  • Collect 1 Nectar point for every £5 spent on your card elsewhere

Additional benefits

  • Pay 0% interest on balance transfers for your first 19 months (3% balance transfer fee applies. Minimum £3)
  • No cash advance fee on Sainsbury’s Travel Money purchases
  • Accepted worldwide at almost 36 million locations, wherever you see the MasterCard logo
  • No annual fee

To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit. Nectar points collected using your Credit Card are in addition to the points you collect from swiping your Nectar Card or using it online during a transaction.

Representative example

Purchase rate isWith a representativeAssumed Credit limit:
p.a. variable

18.9% APR


Your interest rate and credit limit will vary depending on your individual circumstances

How many Nectar points could you collect?

Based on £300 spent on Sainsbury's shopping per monthPoints when you pay with a Sainsbury’s Nectar Credit Card
Total per month600
Total over 12 months7,200
Equivalent value£36

Ready to apply?

Your application will be completed in 3 easy steps.

How to apply

Applying for your new credit card takes just a few minutes.  Before you get started, please read our privacy statement.

Please ensure this product suits your needs and you have considered that it is the right product for you.

You're eligible to apply if you:

  • Have a permanent UK address
  • Are over 18 years of age
  • Have not been declined credit in the last month
  • Do not have a history of bad credit
  • Are not an existing Sainsbury's Bank Credit Card holder

You can speed up your application if you have the following at hand:

  • Your bank or building society account details
  • Details of any loans, credit cards or store cards in your name
  • Your employer's name and address
  • Your Nectar card

To apply by phone, please call 0800 030 4418 ** quoting 19 WEB .

**Telephone calls may be recorded for security purposes and monitored under our quality control procedures.

Your online security

Your online credit card application is protected by high security, 128-bit encryption software.

Once you've completed your online application, we'll carry out a credit check. Once you're approved, we'll send you the completed application form so you can sign it, along with a copy of our terms and conditions.

Get in touch

To find out more about Sainsbury's Nectar Purchase Credit Card, give us a call or send us an email.

To apply 0800 030 4418 **
Quote ‘19 WEB'
8am-10pm Mon-Fri, 8am-7pm Sat-Sun
For lost or stolen cards 0800 456 1232 ** (UK)
7 days a week
00 44131 549 8040** (outside UK)
7 days a week
Haven’t received your card yet 0800 032 1371 ** (UK)
8am-8pm Mon-Thurs, 8am-5pm Fri, 9am-1pm Sat
Online Banking helpdesk 0500 40 50 60 ** (UK)
+441383 847 088 ** (outside UK)
8am-10pm Mon-Fri, 8am-6pm Sat-Sun
For all other questions 0500 40 50 60 ** (UK)
8am-Midnight Mon-Fri, 8am-6pm Sat-Sun

**Telephone calls are free from a landline only and may be recorded for security purposes and monitored under our quality control procedures.
Important information
The Sainsbury's Nectar Credit Cards are available to new Sainsbury's Bank Credit Card customers only. We treat all our customers and their applications for a Sainsbury's Nectar Credit Card on an individual basis. The interest rate and credit limit we offer are determined by the details you supply, along with an independent verification of credit and repayment history.Find out more about personal pricing.

Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank plc, Pitreavie Business Park, Dunfermline, Fife, KY99 4BS.
Sainsbury's Nectar Credit Cards Nectar points conditions
2 Nectar points are collected on each full £1 of each separate shopping and fuel transaction at Sainsbury's. Excludes Sainsbury's Telecoms and Energy, which will be treated as non-Sainsbury's purchases. For non-Sainsbury's purchases 1 Nectar point is collected on each full £5 of each separate transaction. Travel Money purchases are not eligible for points. Nectar points are awarded to you by Sainsbury's Supermarkets Ltd and Sainsbury's Bank plc, who reserve the right to alter or terminate the Nectar point offer at any time, but will give as much notice as is reasonably possible before doing so. Points may take up to six weeks to appear on your account. The Nectar loyalty programme is operated independently of Sainsbury's Bank by Aimia Coalition Loyalty UK Ltd, and the collection and use of points is governed by the Nectar Collector Rules, which are set out in the registration pack and are also available at

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