Cover that suits your life

Choose a type and level of cover that could be right for you...

Level Term Assurance to help protect your family:

• Help protect the people closest to you, and help them stay on course financially with a lump sum payment if you die during the term of the policy
• Cover starts from £5 a month. Your cover will depend on your individual needs and circumstances, and the premium you choose to pay
• Provides a fixed level of cover for the term of the policy
• Your monthly payments will stay the same throughout the term of the policy, unless you change the amount or type of cover

Decreasing Term Assurance to help protect your mortgage:

• Help provide peace of mind for your loved ones with a lump sum payment if you die within the term of the policy
• The cost of this cover can usually be cheaper than Level Term Assurance
• Suitable for protecting a repayment mortgage, as the amount of cover reduces roughly in line with your outstanding repayment mortgage over a number of years.
• Your monthly payments will stay the same throughout the term of the policy, unless you change the amount or type of cover

Whichever of the two types of cover you choose, terminal illness cover comes as standard on policies with a term of two or more years. This runs through until 18 months before the end of your term.

Already have cover?

Just because you've already got life cover, it doesn't necessarily follow that your family are fully protected. If your life has changed, there's a good chance your life cover may need to be adapted as well. This could depend upon:

• Whether you're married or in a civil partnership
• If you've become a parent
• If you've moved house.

Sainsbury's Life Insurance is provided by Legal & General.

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