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Added peace of mind
With Sainsbury's Bank Life Insurance provided by Legal & General, you can add Critical Illness Cover for an additional cost. You'll enjoy added peace of mind and will be covered for up to 39 critical illnesses that could affect your life and work.
It could pay a cash lump sum if you die or are diagnosed with a critical illness during the term of your policy, and are eligible to claim. This could help towards repaying your mortgage, paying for private medical treatment or simply maintaining your family's lifestyle.
Exclusive offer for Nectar card holders
- £50 Sainsbury's gift card to treat yourself**
- Plus double Nectar points for 2 years at Sainsbury's*
Offer available to new customers who take out a policy by 9th July 2012.
What do you get?
- Cover for 39 critical illnesses - 16 more than the Association of British Insurers guidelines
- Rated 5 Star by independent financial research company Defaqto
- You will pay one monthly premium that will include both your Life Insurance and Critical Illness Cover
- Critical illness cover for your children is included at no extra charge (terms and conditions apply)
- For more information please see the key features document
How it works
The length of time you choose to be insured for, is called the 'term'. For Sainsbury's level term insurance with critical illness cover, you can choose between 2 and 40 years. If you choose to take it out with decreasing term insurance, the term can be between 5 and 40 years. For both options the plan must end before your 70th birthday.
For Sainsbury's level term insurance with critical illness cover, you can choose to have either guaranteed or reviewable premiums. Guaranteed premiums stay the same unless you alter your plan. Reviewable premiums are reviewed every 5 years during the term of your policy. Premiums may go up, down or stay the same. For more information about these options please read the key features document (PDF 196KB).
For more frequently asked questions, please see our FAQ page.
Important information
- For further details and product options, please read the key features document (PDF 196KB). It contains important information you need to know before you buy a policy. You must read this
- If you stop paying premiums before the end of your plan, your cover will end 30 days after your missed payment
- If you don't truthfully provide all the information we request on your application or at claim, we won't pay out under the plan.
- There will be no pay out if you are diagnosed with an illness that is not covered. Not all forms of cancer are covered due to medical advances, as they will not always have a severe impact on your life
- There are some circumstances when we won't pay out. These are described in the key features document (PDF 196KB)
You can download and print your key features document (PDF 196KB) with Adobe Acrobat. Get Adobe Reader.
Call us today on
0800 027 7166
quoting reference SBCICON
Lines are open 8am-8pm Monday to Friday and 9am - 5pm Saturday. Telephone calls may be recorded and monitored. For details and product options, please read the key features document. You should download this document and keep it in a safe place.
Sainsbury's Supermarket Ltd is an appointed representative of Sainsbury's Bank plc. Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England, no. 3279730) is authorised and regulated by the Financial Services Authority (FSA). Life Insurance and Critical Illness Cover is provided by Legal & General Assurance Society Limited (registered in England, no. 166055).
Legal & General do not provide advice or personal recommendations on this product. If you are unsure of the suitability of this product for your needs, please contact your financial adviser.
Offers only available when Critical Illness Cover is purchased in conjunction with Life Insurance.
*Double Nectar Points 1. Offer only available to customers who take out a new Sainsbury's Life Insurance policy, excluding Sainsbury's Over 50s Fixed Life Insurance Plan. 2. You must continue to pay policy premiums for 2 years to continue earning double points. 3. If the policy is cancelled, double points will cease from the cancellation date. 4. Only the first Life Insurance policy registered against each Nectar account will qualify for double points. You may qualify for additional points by taking out other qualifying products. 5. Base points on qualifying spend in Sainsbury's will be earned as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all Bonus point offers and points from Sainsbury's Energy, Telecoms, Digital, Bank, Diets and all other Sainsbury's services. 6. The monthly bonus will only be calculated on, and credited to the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sainsbury's purchase and points will not be allocated retrospectively. 7. The collection and use of Nectar points in the Nectar loyalty programme is governed by the Nectar Collector Rules set out in the registration pack and available at www.nectar.com 8. Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer without prior notice.
**Take out Sainsbury's Life Insurance up to and including 9th July 2012 and receive a £50 Sainsbury's gift card when you provide your Nectar card details. Nectar card details must be provided at point of sale. Gift cards will not be issued retrospectively. If all conditions are met, we will aim to send your gift card after collecting your first 4 monthly consecutive premiums. Please allow time for delivery. If you cancel within this period your gift card will not be issued. We reserve the right to cancel any policies should we suspect fraud or misconduct. Offer only available to new Life Insurance customers, limited to 1 application per customer and cannot be exchanged for cash or used in conjunction with any other offer, promotion or coupon. We may withdraw this offer at any time and the offer may be amended. Employees of Legal & General cannot take advantage of this offer.
*Double Nectar Points 1. Offer only available to customers who take out a new Sainsbury's Life Insurance policy, excluding Sainsbury's Over 50s Fixed Life Insurance Plan. 2. You must continue to pay policy premiums for 2 years to continue earning double points. 3. If the policy is cancelled, double points will cease from the cancellation date. 4. Only the first Life Insurance policy registered against each Nectar account will qualify for double points. You may qualify for additional points by taking out other qualifying products. 5. Base points on qualifying spend in Sainsbury's will be earned as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all Bonus point offers and points from Sainsbury's Energy, Telecoms, Digital, Bank, Diets and all other Sainsbury's services. 6. The monthly bonus will only be calculated on, and credited to the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sainsbury's purchase and points will not be allocated retrospectively. 7. The collection and use of Nectar points in the Nectar loyalty programme is governed by the Nectar Collector Rules set out in the registration pack and available at www.nectar.com 8. Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer without prior notice.
**Take out Sainsbury's Life Insurance up to and including 9th July 2012 and receive a £50 Sainsbury's gift card when you provide your Nectar card details. Nectar card details must be provided at point of sale. Gift cards will not be issued retrospectively. If all conditions are met, we will aim to send your gift card after collecting your first 4 monthly consecutive premiums. Please allow time for delivery. If you cancel within this period your gift card will not be issued. We reserve the right to cancel any policies should we suspect fraud or misconduct. Offer only available to new Life Insurance customers, limited to 1 application per customer and cannot be exchanged for cash or used in conjunction with any other offer, promotion or coupon. We may withdraw this offer at any time and the offer may be amended. Employees of Legal & General cannot take advantage of this offer.
Critical Illness Protection
Call 0800 027 7166†
quoting reference SBCICON.
Lines are open:
Mon - Fri 8am-8pm and Sat 9am-5pm.
Can we help?
Why not try our customer support section or you can send us an email.
Alternatively, call 0800 027 7166†
quoting reference H18M058
Lines are open:
Monday to Friday 8am - 8pm
and Saturday 9am - 5pm.
†Telephone calls may be recorded for security purposes and monitored under our quality control procedures.
