Level Term Life Insurance

  • Level term life insurance is a straight forward way to help provide a financial safety net for your family. Get a quote now and choose from our range of Life Insurance products.
  • 12,000 bonus Nectar points in the first year – that's 1,000 points every month, worth £60 to spend**
  • Plus, double Nectar points at Sainsbury's for 2 years*

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Mortgage Term Insurance

  • Mortgage term insurance has one clear objective - to help pay off your outstanding mortgage if you die during the term.
  • 12,000 bonus Nectar points in the first year – that's 1,000 points every month, worth £60 to spend**
  • Plus, double Nectar points at Sainsbury's for 2 years*

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Mortgage Decreasing Term Insurance

  • Designed to help protect a repayment mortgage, the cash lump sum will decrease roughly in-line with your remaining mortgage debt.
  • 12,000 bonus Nectar points in the first year – that's 1,000 points every month, worth £60 to spend**
  • Plus, double Nectar points at Sainsbury's for 2 years*

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Critical Illness Cover

  • You can add Critical Illness Cover to your life insurance policy. You'll enjoy added peace of mind and will be covered for 41 conditions that could affect your life and work.
  • 12,000 bonus Nectar points in the first year – that's 1,000 points every month, worth £60 to spend**
  • Plus, double Nectar points at Sainsbury's for 2 years*

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Over 50s Life Insurance Plan

  • A simple way to help towards your funeral costs, outstanding bills or to leave a cash lump sum for your loved ones when you die.
  • 12,000 bonus Nectar points in the first year – that's 1,000 points every month, worth £60 to spend**

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These are not savings or investment products and have no cash value unless a valid claim is made.

Critical Illness Cover can only be purchased in conjunction with Life Insurance. Customers who take out a Life Insurance policy with Critical Illness Cover are entitled to double Nectar points as detailed below and one points award.

*Double Nectar Points 1. Offer only available to customers who take out a new Sainsbury's Life Insurance policy (with or without Critical Illness Cover), excluding Sainsbury's Over 50s Life Insurance Plan. 2. You must continue to pay policy premiums for 2 years to continue collecting double points. 3. If the policy is cancelled, double points will cease from the cancellation date. 4. Only the first Life Insurance policy registered against each Nectar account will qualify for double points. You may qualify for additional points by taking out other qualifying products. 5. Base points on qualifying spend in Sainsbury's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all Bonus point offers and points from Sainsbury's Energy, Telecoms, Digital, Bank and all other Sainsbury's services. 6. The monthly bonus will only be calculated on, and credited to the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sainsbury's purchase and points will not be allocated retrospectively. 7. The Nectar loyalty programme is operated independently of Sainsbury's Bank by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack and available at nectar.com 8. Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer without prior notice.

**12,000 bonus Nectar points in the first year: Take out a new policy by 28th July 2014 and you'll receive 1,000 bonus Nectar points per month for 12 months. Each customer requires their own Nectar card to take advantage of this offer. Nectar card details must be provided at point of sale. Your points will not be issued retrospectively. If all conditions are met, your points will start to be issued 30 days after your policy start date and monthly going forward. If you miss a payment or cancel within the 12 month period your points will no longer be issued. We reserve the right to cancel any policies should we suspect fraud or misconduct. Limited to one award per customer in a 12 month period regardless of number of policies taken out. Cannot be exchanged for cash or used in conjunction with any cash back offer. Bonus points excluded from double Nectar points offer. Joint policies are entitled to one award only. We may withdraw this offer at any time and the offer may be amended. Employees of Legal & General cannot take advantage of this offer.

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