Pet Insurance

Key benefits

Double your reward for your four legged friend

Double Nectar points on every Sainsbury's shop

Buy a new pet insurance policy and we'll give you double Nectar points on every Sainsbury's shop for 2 years if you choose £7,500 vet fees cover and remain claim free at renewal*

20% online discount

By choosing to purchase your policy online, you will benefit from a 20% discount on your first years premium. The online quote you receive will include this discount.

PLUS

Award winning cover for up £7,500 per condition
Additional 5% discount for second pet

Nectar card details not required for a quote but remember you need to enter your Nectar card number when you progress to application stage.

Please make sure you have read our privacy statement before proceeding.

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*Offer terms and conditions. 1. Offer only available to new Pet Insurance customers who buy Option 2 (up to £7,500 vet fees cover) from 6th October 2009. 2. Customers must remain claim free for the first year and renew their policy with the same level of cover at first renewal to continue earning double points. 3. If the policy is cancelled, double points will cease from the cancellation date. 4. If a claim is registered, double points will cease from the next renewal date. 5. Only the first Pet Insurance policy registered against each Nectar account will qualify for double points. You may qualify for additional points by taking out other qualifying products. 6 .Base points on qualifying spend in Sainsbury’s will be earned as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes points from Sainsbury’s Energy, Telecoms, Digital, Bank and all Bonus point offers. 7. The monthly bonus will only be calculated on, and credited to the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sainsbury’s purchase and points will not be allocated retrospectively. 8. The collection and use of Nectar points in the Nectar loyalty programme is governed by the Nectar Collector Rules set out in the registration pack and available at www.nectar.com 9. Sainsbury’s Bank reserves the right to alter, cancel or withdraw the offer without prior notice.

How it works

Choose the right cover for your pet

Sainsbury’s Pet Insurance offers two choices of cover to suit your pet – and fit your budget.

Option 1: Cover for up to £3,000 per condition for a maximum of 12 months.

Option 2: Cover for up to £7,500 per condition without time limit providing premiums are paid and up to date.

For an instant Sainsbury’s Pet Insurance quote just complete a few details, including:

Your pet’s date of birth – we can only cover pets over eight weeks old
Your pet’s gender and breed
Your postcode

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Here’s what you get with each option

Policy Section	Title	Option 1 limits	Option 2 limits	Claim basis
1	Veterinary fees	£3,000 12 month limit	£7,500	Per condition
	Complementary treatment	Not covered	£1,000	Per condition
	Behavioural problems	Not covered	£250	Per period of insurance
	Clinical diet	Not covered	£200	Per condition
	Overseas veterinary treatment	Not covered	£2,500	Per condition
	Cremation	Not covered	£100	Per incident
2	Personal liability	£1,000,000	£2,000,000	Per incident
3	Emergency boarding kennels and cattery fees	Not covered	£100 (max £1,000)	Per week
4	Daily minding	Not covered	£100 (max £1,000)	Per week
5	Advertising costs	£1,000	£1,000	Per period of insurance
	Reward costs	£250	£250	Per period of insurance
6	Theft or straying	Not covered	£750	Per incident
7	Death caused by injury	Not covered	£1,500	Per incident
8	Death from illness	Not covered	£1,000	Per incident
9	Trip cancellation or return home	Not covered	£3,000	Per period of insurance
10	Expenses for referral to another vet	Not covered	£150	Per period of insurance
11	Accidental damage	Not covered	£500	Per period of insurance
12	Damage to Kennel or basket	Not covered	£100	Per period of insurance
13	Personal accident to owner	Not covered	£5,000	Per incident
14	Quarantine costs	Not covered	£2,000	Per trip
15	Loss of health certificate	Not covered	£250	Per incident
16	Repeat tick and worming treatment	Not covered	Reasonable costs	Per incident
17	Emergency expenses abroad	Not covered	£500	Per trip

Policy Excess – Option 1

Age at pet at time of treatment	Excess per condition
Younger than 9 years	A choice of the first £75*, £100, £150 or £200 of treatment costs
9 years or over	The first £200, or 15% of treatment costs, whichever is greater

Personal liability third party property damage: £250

Policy Excess – Option 2

Age of pet at time of treatment	Excess per condition
	All breeds other than selected breeds	Selected breeds†
Younger than 9 years	A choice of the first £50*, £75, £100 or £125 of treatment costs	The first £125 of treatment costs
9 years or over	The first £125 or 15% of treatment costs, whichever is the greater	The first £125 or 15% of treatment costs, whichever is greater

Personal liability third party property damage: £250
Trip cancellation or return home: £50

For full details of the cover you’ll get, find your relevant policy document here.

* Applicable to cats only.

†Selected breed/breeds means Bulldog, Toy Bulldog, Estrela Mountain Dog, German Shepherd (Alsatian), Great Dane, Greyhound, Irish Wolfhound, Leonberger, Newfoundland, Old English Sheepdog, Rottweiler, Pyrenean Mountain Dog and St Bernard.

Policy

You can download your policy document with Adobe Acrobat.

Policy document

View the full Pet Insurance policy and definitions (PDF 412KB)

Please note: The document will launch in a new browser window and they may take some time to download.

To read the policy document with a screen reader, visit the Access Adobe website.

Or use Adobe’s online conversion tool for pdfs.

Alternatively, call us on 0800 434 6359# to request a copy of the policy wording.

#Calls may be recorded for security purposes and monitored under our quality control procedures.

Terms and conditions

Sainsbury's Pet Insurance terms and conditions

Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England, no. 3279730) is authorised and regulated by the Financial Services Authority (FSA). Sainsbury's Bank PetCare is a Registered Trademark of Sainsbury's Bank plc, and underwritten by AXA Insurance UK plc. Registered in England No. 78950. Registered Office: 5 Old Broad Street, London EC2N 1AD. AXA Insurance UK plc is authorised and regulated by the Financial Services Authority. Cover applies to cats and dogs only. The policy is subject to the law of England and Wales. Direct Debit collection, including the provisions of the Direct Debit Guarantee, are provided by the scheme administrators, PAWS Pet Insurance Services, a division of JLT Corporate Risks Ltd.

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Customer support

Need help? Just ask

Call 0800 434 6359 to speak to customer services
8am-9pm, Mon - Fri
9am-6pm, Sat
10am-2pm, Sun

or send us an email.

#Telephone calls may be recorded for security purposes and monitored under our quality control procedures.

Renewal reminder

Tell us when your other insurance products are due to renew and we'll give you 100 Nectar bonus points.

Set up reminder

Sainsbury's Supermarkets Limited is an appointed representative of Sainsbury's Bank plc.

Sainsbury's Bank plc, Registered Office 33 Holborn, London EC1N 2HT (registered in England no. 3279730) is authorised and regulated by the Financial Services Authority (FSA). Registered number 184514.

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