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Here's what you get...


 

A Choice of cover

As the saying goes, a pet is for life.  And we soon realise it's our job to look after them - whatever they get up to or cost 

That's why Sainsbury's Pet Insurance now offers two levels of cover for vet's fees to meet both your pet's needs and your budget:

  • Up to £3,000   get a quote
  • Up to £7,500   get a quote

 

Our pet insurance is simple to set up and includes the following benefits with both levels of vet's fees cover.


Section

Title

Option 1
limits

Option 2
limits

Claim Basis
 
1 Veterinary fees £3,000
(12 month limit)
£7,500 Per condition
  Complementary treatment Not covered £1,000 Per condition
  Behavioural problems Not covered £250 Per period of insurance
  Clinical diet Not covered £200 Per condition
  Overseas veterinary treatment Not covered £2,500 Per condition
  Cremation Not covered £100 Per incident
2 Personal liability £1,000,000 £2,000,000 Per incident
3 Emergency boarding kennels and cattery fees Not covered £100 (max £1,000) Per week
4 Daily minding Not covered £100 (max £1,000) Per week
5 Advertising costs £1,000 £1,000 Per period of insurance
  Reward costs £250 £250 Per period of insurance
6 Theft or straying Not covered £750 Per incident
7 Death caused by injury Not covered £1,500 Per incident
8 Death from illness Not covered £1,000 Per incident
9 Trip cancellation or return home Not covered £3,000 Per period of insurance
10 Expenses for referral to another vet Not covered £150 Per period of insurance
11 Accidental damage Not covered £500 Per period of insurance
12 Damage to Kennel or basket Not covered £100 Per period of insurance
13 Personal accident to owner Not covered £5,000 Per incident
14 Quarantine costs Not covered £2,000 Per trip
15 Loss of health certificate Not covered £250 Per incident
16 Repeat tick and worming treatment Not covered Reasonable costs Per incident
17 Emergency expenses abroad Not covered £500 Per trip

 


Policy Excess

 

The excess applicable to Option 1 are as follows:


Option

Age of pet

Excess per condition

Excess per condition - cats only
 
Veterinary fees £3,000 If your pet is under 9 years of age at the time of treatment A choice of the first £100, £150 or £200 of treatment costs A choice of the first £75, £100, £150 or £200 of treatment costs
Veterinary fees £3,000 If your pet is aged 9 years of age or over at the time of treatment The first £200 or 15% of treatment costs, whichever is the greater The first £200 or 15% of treatment costs, whichever is the greater

Personal liability third party property damage = £250


The excess applicable to Option 2 are as follows:


Option

Age of pet

Excess per condition
 
    All breeds other than selected breeds* Selected
breeds*
Cats only
Veterinary fees £7,500 If your pet is under 9 years of age at the time of treatment A choice of the first £75, £100 or £125 of treatment costs The first £125 of treatment costs A choice of the first £50, £75, £100 or £125 of treatment costs
Veterinary fees £7,500 If your pet is aged 9 years of age or over at the time of treatment The first £125 or 15% of treatment costs, whichever is the greater The first £125 or 15% of treatment costs, whichever is the greater The first £125 or 15% of treatment costs, whichever is the greater

Personal liability third party property damage = £250

Trip cancellation or return home = £50

* Selected breed/breeds means Bulldog, Toy Bulldog, Estrela Mountain Dog, German Shepherd (Alsatian), Great Dane, Greyhound, Irish Wolfhound, Leonberger, Newfoundland, Old English Sheepdog, Rottweiler, Pyrenean Mountain Dog and St Bernard.


For details of the full range of benefits and exclusions, please see our policy document 

 

*New customers only who buy before 4th August 2009


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Sainsbury's Finance is a trading name of Sainsbury's Bank plc. Sainsbury's Bank plc, registered office 33 Holborn London EC1N 2HT
(registered in England no. 3279730) is authorised and regulated by the Financial Services Authority.