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FCO travel advice - know before you go

Using your cover


 
Why do I need cover? Away from home
At home

Why do I need cover?

Wherever you're travelling, you always want to make sure you pack one of the best insurance policies available. One that can meet every emergency and give you true peace of mind.

Medical emergencies

If you have an emergency or need medical treatment, please contact Sainsbury's Travel Insurance Assistance Centre on
+44(0) 208 763 3284* within 48 hours if you have to stay in a hospital or if your medical expenses are likely to be more than £500. And have your policy number at hand when you call.

Other emergencies

If you want to make a claim, you'll need to have a written report from the relevant authority

  • Theft, mugging, loss - tell the police within 24 hours and get a report and reference number
  • Passport - contact the Consulate that issued it Loss/damage in transit - contact the carrier (for example, the airline) and request a Property Irregularity Report
  • Travel delay - confirm the reason and length of delay from the carrier
  • Catastrophe - written confirmation of the cause is needed from local or national authorities

 

Claiming expenses

You'll need medical certificates showing the nature of the injury or sickness. You may need to pay for this.

Any medical bills that you don't pay can be referred to:
Sainsburys Travel Insurance Centre
PO Box 1037
Oakleigh House
Cardiff

CF11 1HU

And don't forget to keep your receipts or we won't be able to consider your claim

*Telephone calls may be recorded for security purposes and monitored under our quality control procedures.


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Sainsbury's Finance is a trading name of Sainsbury's Bank plc. Sainsbury's Bank, registered office 33 Holborn London EC1N 2HT
(registered in England no. 3279730) is authorised and regulated by the Financial Services Authority.