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Add to your child's account

With the Sainsbury's Bank Child Trust Fund, provided by Family Investments, you can stop, start, increase or decrease regular payments whenever you like, so it's an ideal way of saving that can adapt to your changing circumstances. And one-off extra payments can be made as well so the account is a very worthwhile home for gifts of christening, birthday or Christmas money. All contributions, whether one-off or more regular, don't have to come from you alone - anyone can invest into your child's account. And once paid into the account, the money is locked in and cannot be accessed until the child's 18th birthday, and then only by the child.

Perhaps you, a relative or godparent would like to save on a regular basis to help build an even brighter financial future for your child. You can send an email inviting family and friends to top-up your child's trust fund account online by direct debit. The whole process is quick and easy, which means it only takes minutes for loved ones to give a gift that will be appreciated in years to come (and you can rest assured we won't keep or pass on any email details you provide).

Whoever contributes, you just have to make sure that total top-ups to your child's account do not exceed £1,200 in each subscription year (£10 being the minimum contribution you can make). And remember, returns on your child's account will be free of income tax and capital gains tax (although tax rules can, of course, change). Once paid into the Child Trust Fund account the money is locked in and cannot be accessed until your child reaches 18 years of age. So when your child reaches 18, they alone can access their account and use the lump sum to take advantage of all kinds of opportunities that may come their way.

Ways to add to your child trust fund account

There's a wide range of payment options available, which are detailed below:

	By phone Call 0800 7315 896 to set up a regular direct debit or standing order, or choose to make a single one-off payment.
	By cheque Send a cheque with the child's name, date of birth and Child Trust Fund account number written on the back of the cheque to the address below. Cheques should be made payable to Family Equity Plan Limited or the child. Family Investments Child Trust Fund FREEPOST BR2206 Brighton BN1 2BR
	Online by direct debit Set up a regular direct debit or one-off payment. Please have your child's trust fund account number and your bank details to hand.*
	Other Call 0800 7315 896 if you would like information on other ways to pay. Telephone calls may be monitored for training purposes *Please note if you have already set-up a direct debit for your child's trust fund account you cannot increase your monthly payment or make one off contributions online. Instead please call 0800 616695.

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