I concentrated on paying off balances on credit cards with the highest interest rates, but in the end decided to take out a loan to pay them all off. Now I feel more in control of the borrowing and I know I will pay it all back and it'll cost less!
Maybe you've seen a new car you'd like to buy, or you fancy putting in a new kitchen . But perhaps you don't feel like spending your hard-earned savings on it and would rather borrow the money. There are many different borrowing options to consider. See what the FSA has to say about them.
Whether it's a loan, mortgage, credit card or other borrowing option you're after, it helps to know how to borrow responsibly.
Here are some helpful ideas. Click on any one of them to read more.
I concentrated on paying off balances on credit cards with the highest interest rates, but in the end decided to take out a loan to pay them all off. Now I feel more in control of the borrowing and I know I will pay it all back and it'll cost less!