Borrowing

Maybe you've seen a new car you'd like to buy, or you fancy putting in a new kitchen . But perhaps you don't feel like spending your hard-earned savings on it and would rather borrow the money. There are many different borrowing options to consider. See what the FSA has to say about them.

Whether it's a loan, mortgage, credit card or other borrowing option you're after, it helps to know how to borrow responsibly.

Ideas

Here are some helpful ideas.
Click on any one of them to read more.

People say...

I concentrated on paying off balances on credit cards with the highest interest rates, but in the end decided to take out a loan to pay them all off. Now I feel more in control of the borrowing and I know I will pay it all back and it'll cost less!

Anne, Edinburgh

Financial terminology can be confusing. Let our Jargon buster help you make sense of it.

» Find out more
How much could it cost you to borrow?
» Use our loan calculator

If you take out a loan will you need more life cover?
» Life insurance
Thinking of taking out a
loan?


» Take the FSA debt test
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is authorised and regulated by the Financial Services Authority.