Car servicing can cost £200 a year. And if you don't have a new car, a company car, or a warranty, you're on your own when it comes to finding a reputable garage.

Try and get a friend or family member to recommend a garage for servicing, rather than randomly selecting a name from the phone book. They might have had great service from an independent mechanic rather than using a franchised dealership. It's good to get a quote before you agree to anything. And make sure you get a detailed invoice that breaks down all the costs involved.