Don't pay over the odds for insurance
Make sure you're not paying more than you need to on your home insurance. The average home spends about £260 per year.*
Also remember that quality of cover is important - the cheapest policy might not give you all the cover you need. Look for things like
- unlimited buildings cover
- the ability to transfer claim-free years
- new for old replacements on contents
Decide whether you need cover for accidental damage - it could be a great idea if you have kids or pets or like to do your own DIY - so look for a policy that lets you choose whether to include it or not.
Do you want your policy to cover your kids' belongings while they're away from home studying? Our policy can cover students in your family too.
If you're a landlord - make sure you've got the right kind of policy to cover renting out your house or flat.
*According to figures from the Office of National Statistics Family Spending Guide 2005 Edition
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