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Power of attorney

What kind of Power of Attorney document do I need to enable me to take advantage of the online facility?

You will need a Power of Attorney document that provides the attorney with full authority to manage all of your Donor's financial affairs, now and in future. If the Power of Attorney document only allows you to deal with specific accounts on behalf of your Donor, or for a specified period of time, the Power of Attorney facility online will not be available. A Court of Protection Receivership Order, therefore,is not acceptable.

I have a "joint and several" Power of Attorney document, as I am not the only attorney. Can both of us use this online?

No, the online service will not support two attorneys online. Your Donor will have to choose which attorney will manage his/her financial affairs online.

How do I register for the Power of Attorney online facility?

If your Donor does not have existing accounts and you wish to open a new Internet Saver on their behalf and operate this through the online Power of Attorney facility please complete the Power of Attorney and Online Servicing Application. Then forward these together with your original Power of Attorney document, or a certified copy, and any required anti-money laundering verification for yourself and your Donor to the address below.

What if I already hold a Power of Attorney  for this donor for an existing savings account?

There is no requirement to send your original POA document as we will already hold details. However please complete the Power of Attorney and Online Servicing application and forward this to the address below together with anti-money laundering verification for yourself and the Donor.

Sainsbury's Bank
Teviot House
41 South Gyle Crescent
EDINBURGH
EH12 9BD

Anti-money laundering verification
Please provide three recent, original documents (dated within the last three months) showing name and address details, for both Donor and Attorney, from the list below.

To assist in the verification process you can forward a cheque drawn in your name(s) with your documents.

	Acceptable documentation
	utility bills
	Electric
	Gas
	Water
	Council tax
	Telephone (not mobile)
	other
	Bank statement
	Building Society statement
	Credit Card statement (not an existing Sainsbury's Bank credit card statement)
	Inland Revenue Tax notification
	Current UK or EEA Photo Card driving licence (full or provisional)
	Current TV licence (pre-printed) or renewal/reminder letter
	Current local council rent card or known Housing Association tenancy agreement
	Current Vehicle Licence reminder

These items will be returned to you. Please do not send a passport.

I am already registered online. Do I need to register again in order to manage my Donor's accounts online?

Yes, you will require a separate username and password for managing your Donor's financial affairs.

How do I cancel my Power of Attorney online facility or advise you that my Power of Attorney has been revoked?

Please contact the Online Helpdesk on 0845 850 0092. Lines are open 24 hours a day, 7 days a week, or write to us at the address below.

Sainsbury's Bank
Teviot House
41 South Gyle Crescent
EDINBURGH
EH12 9BD

	Download power of attorney & online servicing application (PDF 81KB)
	You will need Adobe Acrobat to view and print this document. To download this programme for free, simply click on the icon below. Please be aware that viewing this document will launch a new browser window and it may take some time to download. To read the PDF document with a screen reader please link to the Access Adobe website which provides useful tools and resources. Adobe also has a free online conversion tool for pdfs.

The gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law (currently 20%).AER stands for annual equivalent rate and illustrates what the interest would be if interest was paid and compounded each year. Net is the rate of interest paid after the deduction of lower rate tax at 20%.  Variable interest paid annually.  Withdrawals are by transfer to another account only.

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