How does Brexit affect your Car Insurance

Brexit Transition Period


Following the agreement between the UK and EU, from the 31st of January we will enter what is known as the transition period. UK motorists will be able to continue to drive in the EU as they do now, until 31 December 2020 when the transition period ends. UK motorists will therefore not require an International Driving Permit (IDP) nor a green card when driving in the EU as a visitor during this time.

This may change in January 2021.

What does this mean for you


Sainsbury's Bank will continue to provide the same level of cover you receive in the UK while traveling in the EU/EEA as per your current terms and conditions.

  • If you have comprehensive cover with us then we will provide the same cover that you have in the UK while you are abroad for up to 90 days. And if you are driving between Northern Ireland and the Republic of Ireland we will extend that to the 365 days.
  • For third party fire and theft cover we will provide the same cover that you have in the UK while you are abroad for up to 35 days. And if you are driving between Northern Ireland and the Republic of Ireland we extend that to the 365 days.
  • If you intend to use your car in excess of 90/35 days, you must first contact us to obtain agreement and there may be an additional charge. Only the minimum cover required by the relevant law will apply unless you informed us prior to travel.

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