How does Brexit affect your Car Insurance – Travelling by car outside the U.K.

If you plan to take your car while travelling in the EU/EE or in Switzerland, you will need to request a Green Card to take with you to prove that you’re covered.

Sainsbury’s Bank will organise a Green Card for you at no extra cost. Just give us a call on 0345 266 1670. We recommend that you give us a call at least 21 days before you travel to make sure you have everything you need before you go.

A Green Card simply acts as evidence that you have at least the minimum legal cover required, for the country you are visiting, whilst driving your car outside the UK. It’s similar to your certificate of insurance and you will need to keep a printed copy of this with you whilst travelling.

You may also need to purchase an International Driving Permit (IDP which is an official, multi-language translation of your driving licence). You can get these at your local post office, and further information can be found on:

https://www.gov.uk/visit-europe-1-january-2021

Subject to what is said below and providing your policy remains in force, Sainsbury's Bank will continue to provide the same level of cover you receive in the UK while you are travelling in the EU/EEA or Switzerland as per your current car insurance terms and conditions.

  • If you have comprehensive cover with us and it is in force then we will provide the same level of cover that you have in the UK, while you are abroad for up to 90 days from the date you leave the UK. And if you are driving between Northern Ireland and the Republic of Ireland we will provide the same level of cover you have in the U.K for the duration of your policy.

  • For third party fire and theft cover which is in force we will provide the same level of cover that you have in the UK while you are abroad for up to 35 days, from the date you leave the UK. And if you are driving between Northern Ireland and the Republic of Ireland we will provide the same level of cover you have in the U.K for the duration of your policy.

  • If you intend to travel by car in the EU/ EEA or Switzerland in excess of the 90/35 days, you must first contact us to obtain our agreement and there may be an additional charge. If we have not agreed to cover you for a period exceeding the 90/35 days then after the 90/35 day period has expired, only the minimum cover required by the law of the relevant country will apply.

For more information on your Sainsbury’s Bank Car Insurance policy please refer to our handy FAQs guide below

Brexit FAQs