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Car Insurance Customer Support

How does Brexit affect your Car Insurance?

Travelling by car outside the UK

If you plan to take your car while travelling in the EU/EE (including Andorra, Bosnia & Herzegovina, Serbia and Switzerland) AFTER the 2nd of August 2021 you no longer need a Green Card. FROM the 2nd of August 2021 the UK once again participates in the Green Card Free Circulation Area (GCFCA), which is made up of all 30 European Economic Area (EEA) countries as well as Andorra, Bosnia & Herzegovina, Serbia and Switzerland.

You may still need to purchase an International Driving Permit (IDP which is an official, multi-language translation of your driving licence). You can get these at your local post office, and further information can be found on:

https://www.gov.uk/driving-abroad/international-driving-permit opens in new window

Subject to what is said below and providing your policy remains in force, Sainsbury's Bank will continue to provide the same level of cover you receive in the UK while you are travelling in the EU/EE (including Andorra, Bosnia & Herzegovina, Serbia and Switzerland) as per your current car insurance terms and conditions.

  • If you have comprehensive cover with us and it is in force then we will provide the same level of cover that you have in the UK, while you are abroad for up to 90 days from the date you leave the UK. And if you are driving between Northern Ireland and the Republic of Ireland we will provide the same level of cover you have in the UK for the duration of your policy.

  • For third party fire and theft cover which is in force we will provide the same level of cover that you have in the UK while you are abroad for up to 35 days, from the date you leave the UK. And if you are driving between Northern Ireland and the Republic of Ireland we will provide the same level of cover you have in the UK for the duration of your policy.

  • If you intend to travel by car in the EU/EE (including Andorra, Bosnia & Herzegovina, Serbia and Switzerland) in excess of the 90/35 days, you must first contact us to get our agreement and there may be an additional charge. If we have not agreed to cover you for a period exceeding the 90/35 days then after the 90/35 day period has expired, only the minimum cover required by the law of the relevant country will apply.

For more information on your Sainsbury’s Bank Car Insurance policy please refer to our handy FAQs guide below: