33 Month Balance Transfer Credit Card

expanded Key benefits

Benefits

  • 0% interest on balance transfers for your first 33 months
  • Nectar cardholders exclusive: balance transfer fee of 0.64% (1.5% initial fee reduced by refund). Applies on transfers made within your first 3 months, 3% afterwards (minimum £3 at all times).*
  • If you do not have a Nectar card, your balance transfer fee will be 0.69% (1.5% initial fee reduced by refund) for your first 3 months, 3% afterwards (minimum £3 at all times).
  • 0% interest on purchases for your first 3 months
  • No annual fee

Representative example

Purchase rate is With a representative Assumed Credit limit:
18.95%
p.a. variable

18.9% APR
variable

£1,200


Your interest rate and credit limit will vary depending on your individual circumstances.

Rewards

  • Bonus 5,000 Nectar points for new customers when you use our card to spend £800 on Sainsbury's shopping or fuel in the first 3 months. Offer extended - apply by 29th December 2016.^
  • Collect 2 Nectar points per £1 spent on Sainsbury's shopping and fuel†
  • Collect 1 Nectar point for every £5 spent on your card elsewhere†

Other details

  • No cash advance fee on Sainsbury’s Travel Money purchases

To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit. Nectar points collected using your Credit Card are in addition to the points you collect from swiping your Nectar Card or using it online during a transaction.

What are my Nectar Points worth?

Based on £64 spent on Sainsbury's shopping per week By paying with your Sainsbury's Bank Nectar Credit Card, over a year you could collect:
Bonus Nectar points 5,000
2 Nectar points for every £1 6,656
Plus your Nectar points as usual 3,328
So at the end of the year you could have 14,984
Fancy a treat? It all adds up to £74

Ready to apply?

Your application will be completed in 3 easy steps, subject to credit and other eligibility criteria being met.

Apply now
Important information
Sainsbury's Bank Nectar Credit Cards are available to new Sainsbury's Bank Credit Card customers only. We treat all our customers and their applications for a Sainsbury's Nectar Credit Card on an individual basis. The interest rate and credit limit we offer are determined by the details you supply, along with an independent verification of credit and repayment history. Find out more about personal pricing.

Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank plc, Pitreavie Business Park, Dunfermline, Fife, KY99 4BS.
^Bonus Nectar points conditions:
Offer extended. Available to new customers only who apply and take out a Sainsbury's Bank Nectar Credit Card between 25th May and 29th December 2016. Spend £800 or more on Sainsbury's shopping or fuel with your Sainsbury's Bank credit card during the first 3 months from account opening and be rewarded with 5,000 bonus Nectar points. Account will be opened within 2 working days of us receiving your signed agreement. Excludes Sainsbury's Telecoms, Energy, Argos and Habitat, which will be treated as non-Sainsbury's purchases. Travel Money purchases are not eligible for points. You must tell us your Nectar card number when you apply to ensure you receive the offer. Please allow up to 60 days from your Credit Card statement date for the points to be credited to your Nectar account – these points will not be shown on your credit card statement. To continue to be eligible for Bonus Nectar points you must pay at least your minimum payment on your credit card account by the due date and stay within your credit limit. Nectar points are awarded to you by Sainsbury's Supermarkets Ltd. The Nectar loyalty programme is run by Aimia Coalition Loyalty UK Ltd. The way you collect and spend points is decided by the Nectar Collector Rules, which are set out in the registration pack and at nectar.com. Sainsbury's Bank reserve the right to alter, stop or withdraw this Nectar point offer at any time without notice. No cash alternative is available.
*33 Month Balance Transfer Fee Refund conditions:
Available to new customers with a Nectar card who apply and take out a Sainsbury’s Bank 33 Month Balance Transfer Credit Card. The offer applies to balance transfers that are made within 3 months of account opening. Account will be opened within 2 working days of us receiving your signed agreement. The balance transfer fee charged is 0.64% of the balance transfer amount. This is achieved by charging an initial balance transfer fee of 1.5% and a partial refund of 0.86% of the transferred balance is refunded directly to your account. This refund will be processed within 60 days of the balance transfer being made. The refund will appear on your statement. You must tell us your Nectar card number when you apply to ensure you receive the offer. If you do not have a Nectar card, your balance transfer fee will be 0.69% of the balance transfer amount. This is achieved by charging an initial balance transfer fee of 1.5% and a partial refund of 0.81% of the transferred balance is refunded directly to your account. After 3 months from account opening the fee will be 3% for Nectar and non Nectar customers (min. £3 fee at all times). Sainsbury’s Bank reserves the right to terminate this balance transfer offer at any time.
†Sainsbury's Bank Nectar Credit Cards Nectar points conditions:
2 Nectar points are collected on each full £1 of each separate shopping and fuel transaction at Sainsbury's. Excludes Sainsbury's Telecoms, Energy, Argos and Habitat, which will be treated as non-Sainsbury's purchases. For non-Sainsbury's purchases 1 Nectar point is earned on each full £5 of each separate transaction. Travel Money purchases are not eligible for points. Nectar points are awarded to you by Sainsbury's Supermarkets Ltd and Sainsbury's Bank plc, who reserve the right to alter or terminate the offer at any time. Please allow up to 60 days from your credit card statement date for points to be credited to your Nectar account. The Nectar loyalty programme is operated independently of Sainsbury's Bank by Aimia Coalition Loyalty UK Ltd, and the collection and use of points is governed by the Nectar Collector Rules, which are set out in the registration pack and are also available at nectar.com.

How to apply

Applying for your new credit card takes just a few minutes. Before you get started, please read our privacy statement.

Please ensure this product suits your needs and you have considered that it is the right product for you.

You're eligible to apply if you:

  • Have a permanent UK address
  • Are over 18 years of age
  • Have not been declined credit in the last month
  • Do not have a history of bad credit
  • Are not an existing Sainsbury's Bank Credit Card holder

You can speed up your application if you have the following at hand:

  • Your bank or building society account details
  • Details of any loans, credit cards or store cards in your name
  • Your employer's name and address
  • Your Nectar card
Apply now

To apply by phone, please call 0800 030 4418 ** quoting 33 BT WEB.

Representative example

Purchase rate is With a representative Assumed Credit limit:
18.95%
p.a. variable

18.9% APR
variable

£1,200


Your interest rate and credit limit will vary depending on your individual circumstances

Existing Sainsbury's Bank Credit Card holders

If you are an existing credit card customer, please call us on 08085 40 50 60 ** to discuss your options.

Your online security

Your online credit card application is protected by high security, 128-bit encryption software.

Once you've completed your online application, we'll carry out a credit check. Once you're approved, we'll send you the completed application form so you can sign it, along with a copy of our terms and conditions.

Important information
Sainsbury's Bank Nectar Credit Cards are available to new Sainsbury's Bank Credit Card customers only. We treat all our customers and their applications for a Sainsbury's Nectar Credit Card on an individual basis. The interest rate and credit limit we offer are determined by the details you supply, along with an independent verification of credit and repayment history. Find out more about personal pricing.

Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank plc, Pitreavie Business Park, Dunfermline, Fife, KY99 4BS.
^Bonus Nectar points conditions:
Offer extended. Available to new customers only who apply and take out a Sainsbury's Bank Nectar Credit Card between 25th May and 29th December 2016. Spend £800 or more on Sainsbury's shopping or fuel with your Sainsbury's Bank credit card during the first 3 months from account opening and be rewarded with 5,000 bonus Nectar points. Account will be opened within 2 working days of us receiving your signed agreement. Excludes Sainsbury's Telecoms, Energy, Argos and Habitat, which will be treated as non-Sainsbury's purchases. Travel Money purchases are not eligible for points. You must tell us your Nectar card number when you apply to ensure you receive the offer. Please allow up to 60 days from your Credit Card statement date for the points to be credited to your Nectar account – these points will not be shown on your credit card statement. To continue to be eligible for Bonus Nectar points you must pay at least your minimum payment on your credit card account by the due date and stay within your credit limit. Nectar points are awarded to you by Sainsbury's Supermarkets Ltd. The Nectar loyalty programme is run by Aimia Coalition Loyalty UK Ltd. The way you collect and spend points is decided by the Nectar Collector Rules, which are set out in the registration pack and at nectar.com. Sainsbury's Bank reserve the right to alter, stop or withdraw this Nectar point offer at any time without notice. No cash alternative is available.
*33 Month Balance Transfer Fee Refund conditions:
Available to new customers with a Nectar card who apply and take out a Sainsbury’s Bank 33 Month Balance Transfer Credit Card. The offer applies to balance transfers that are made within 3 months of account opening. Account will be opened within 2 working days of us receiving your signed agreement. The balance transfer fee charged is 0.64% of the balance transfer amount. This is achieved by charging an initial balance transfer fee of 1.5% and a partial refund of 0.86% of the transferred balance is refunded directly to your account. This refund will be processed within 60 days of the balance transfer being made. The refund will appear on your statement. You must tell us your Nectar card number when you apply to ensure you receive the offer. If you do not have a Nectar card, your balance transfer fee will be 0.69% of the balance transfer amount. This is achieved by charging an initial balance transfer fee of 1.5% and a partial refund of 0.81% of the transferred balance is refunded directly to your account. After 3 months from account opening the fee will be 3% for Nectar and non Nectar customers (min. £3 fee at all times). Sainsbury’s Bank reserves the right to terminate this balance transfer offer at any time.
†Sainsbury's Bank Nectar Credit Cards Nectar points conditions:
2 Nectar points are collected on each full £1 of each separate shopping and fuel transaction at Sainsbury's. Excludes Sainsbury's Telecoms, Energy, Argos and Habitat, which will be treated as non-Sainsbury's purchases. For non-Sainsbury's purchases 1 Nectar point is earned on each full £5 of each separate transaction. Travel Money purchases are not eligible for points. Nectar points are awarded to you by Sainsbury's Supermarkets Ltd and Sainsbury's Bank plc, who reserve the right to alter or terminate the offer at any time. Please allow up to 60 days from your credit card statement date for points to be credited to your Nectar account. The Nectar loyalty programme is operated independently of Sainsbury's Bank by Aimia Coalition Loyalty UK Ltd, and the collection and use of points is governed by the Nectar Collector Rules, which are set out in the registration pack and are also available at nectar.com.

Get in touch

To find out more about Sainsbury's 33 Month Balance Transfer Credit Card, give us a call or send us an email.

To apply 0800 313 4596**
Quote ‘33 BT WEB'
8am-10pm Mon-Fri, 8am-7pm Sat-Sun
For lost or stolen cards 0800 456 1232 ** (UK)
7 days a week
00 44131 549 8040** (outside UK)
7 days a week
Haven’t received your card yet 0800 032 1371 ** (UK)
8am-10pm Mon-Fri, 8am-7pm Sat-Sun
Online Banking helpdesk 08085 40 50 60 ** (UK)
00 44131 549 8040** (outside UK)
8am-10pm Mon-Fri, 8am-6pm Sat-Sun
For all other questions 08085 40 50 60 ** (UK)
8am-Midnight Mon-Fri, 8am-6pm Sat-Sun

Important information
Sainsbury's Bank Nectar Credit Cards are available to new Sainsbury's Bank Credit Card customers only. We treat all our customers and their applications for a Sainsbury's Nectar Credit Card on an individual basis. The interest rate and credit limit we offer are determined by the details you supply, along with an independent verification of credit and repayment history. Find out more about personal pricing.

Credit available subject to status to UK residents aged 18 or over from Sainsbury's Bank plc, Pitreavie Business Park, Dunfermline, Fife, KY99 4BS.
^Bonus Nectar points conditions:
Offer extended. Available to new customers only who apply and take out a Sainsbury's Bank Nectar Credit Card between 25th May and 29th December 2016. Spend £800 or more on Sainsbury's shopping or fuel with your Sainsbury's Bank credit card during the first 3 months from account opening and be rewarded with 5,000 bonus Nectar points. Account will be opened within 2 working days of us receiving your signed agreement. Excludes Sainsbury's Telecoms, Energy, Argos and Habitat, which will be treated as non-Sainsbury's purchases. Travel Money purchases are not eligible for points. You must tell us your Nectar card number when you apply to ensure you receive the offer. Please allow up to 60 days from your Credit Card statement date for the points to be credited to your Nectar account – these points will not be shown on your credit card statement. To continue to be eligible for Bonus Nectar points you must pay at least your minimum payment on your credit card account by the due date and stay within your credit limit. Nectar points are awarded to you by Sainsbury's Supermarkets Ltd. The Nectar loyalty programme is run by Aimia Coalition Loyalty UK Ltd. The way you collect and spend points is decided by the Nectar Collector Rules, which are set out in the registration pack and at nectar.com. Sainsbury's Bank reserve the right to alter, stop or withdraw this Nectar point offer at any time without notice. No cash alternative is available.
*33 Month Balance Transfer Fee Refund conditions:
Available to new customers with a Nectar card who apply and take out a Sainsbury’s Bank 33 Month Balance Transfer Credit Card. The offer applies to balance transfers that are made within 3 months of account opening. Account will be opened within 2 working days of us receiving your signed agreement. The balance transfer fee charged is 0.64% of the balance transfer amount. This is achieved by charging an initial balance transfer fee of 1.5% and a partial refund of 0.86% of the transferred balance is refunded directly to your account. This refund will be processed within 60 days of the balance transfer being made. The refund will appear on your statement. You must tell us your Nectar card number when you apply to ensure you receive the offer. If you do not have a Nectar card, your balance transfer fee will be 0.69% of the balance transfer amount. This is achieved by charging an initial balance transfer fee of 1.5% and a partial refund of 0.81% of the transferred balance is refunded directly to your account. After 3 months from account opening the fee will be 3% for Nectar and non Nectar customers (min. £3 fee at all times). Sainsbury’s Bank reserves the right to terminate this balance transfer offer at any time.
†Sainsbury's Bank Nectar Credit Cards Nectar points conditions:
2 Nectar points are collected on each full £1 of each separate shopping and fuel transaction at Sainsbury's. Excludes Sainsbury's Telecoms, Energy, Argos and Habitat, which will be treated as non-Sainsbury's purchases. For non-Sainsbury's purchases 1 Nectar point is earned on each full £5 of each separate transaction. Travel Money purchases are not eligible for points. Nectar points are awarded to you by Sainsbury's Supermarkets Ltd and Sainsbury's Bank plc, who reserve the right to alter or terminate the offer at any time. Please allow up to 60 days from your credit card statement date for points to be credited to your Nectar account. The Nectar loyalty programme is operated independently of Sainsbury's Bank by Aimia Coalition Loyalty UK Ltd, and the collection and use of points is governed by the Nectar Collector Rules, which are set out in the registration pack and are also available at nectar.com.

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