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Sainsbury's Bank

4,000 points with home insurance

Collect 4,000 points (worth £20) when you buy a new home insurance policy from Sainsbury's Bank*

Use the offer code HOME20 and add your Nectar card number to your quote. We’ll add the points to your account within 60 days of your policy start date.


Sainsbury’s Bank Home Insurance is arranged and administered by Sainsbury’s Bank and is underwritten by a carefully selected range of insurers.  When you get a quote we will tell you who the insurer is before you buy the policy.

More perks for Nectar members

  • Guaranteed discount just for being a Nectar member **
  • We'll double the Nectar points you get on your Sainsbury's shopping and fuel for 12 months when you purchase by 31/05/2022 ***

You can choose buildings insurance, contents insurance or both

Insure your house, its contents or a combination of the two, as well as optional extras.

On top of this, if you’re looking for both Home Emergency Cover and Family Legal Protection, we also offer a Home Plus option

Buildings Home Home Plus

Sum insured up to £1 million as standard

Accidental damage to fixed ceramic hob, sanitary ware, fixed glass

Alternative accommodation up to £50,000 if your home is uninhabitable after an incident covered under your insurance

Trace and access – we'll find and fix water or oil leaks from your home appliances or installations.

Home Emergency Cover - from boiler breakdowns to kitchen floods, we’re here for you 24/7

Optional

Family Legal Protection – cover the costs if you have to go to court for a private legal dispute

Optional
 
Contents Home Home Plus

Sum insured up to £75,000 as standard (Single valuable item limit £2,000)

Accidental damage to TV, DVD and games consoles

Alternative accommodation up to £15,000 if your home is uninhabitable after an incident covered under your insurance.
(Up to £50,000 when combined with Buildings cover).

Garden Contents cover up to £2,000 on plants, garden items and children’s toys

Home Emergency Cover - from boiler breakdowns to kitchen floods, we’re here for you 24/7

Optional

Family Legal Protection – cover the costs if you have to go to court for a private legal dispute

Optional


Please see the policy documents for full product details including any exclusions, excesses and limitations of cover.

Terms & conditions

* 4,000 Nectar points offer
1. This offer is only available when you take out a new Sainsbury's Bank Home Insurance policy. Purchases through price comparison, cashback, voucher code and similar sites are excluded.
2. We'll add 4,000 points to your Nectar account within 60 days of your policy start date, unless your policy is cancelled during this period.
3. If we've offered you a different number of points elsewhere, they'll give you whichever is the bigger number.
4. You need to add your Nectar card number and use promotional code HOME20 when you get your quote.
5. Points awarded once per Nectar account.
6. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available.
7. We reserve the right to change or cancel this offer without notice.

** Guaranteed discount
The discount is based on information related to you and the Sainsbury’s and Sainsbury’s Bank transactions linked to your Nectar account. For more information on how we use your data, go to sainsburysbank.co.uk/privacy.

*** Double Nectar points offer
1. Offer available to customers buying a new home insurance policy by 31/05/2022.
2. You need to tell us your Nectar card number when you apply; and scan or swipe that card, or input your card number, with each Sainsbury’s purchase.
3. Double points begin on your policy's cover start date. If you don't tell us your Nectar card number until after your cover start date, double points will begin on the date you tell us. 
4. Double points stop 12 months after your policy start date or when the policy is cancelled or you stop paying premiums - whichever happens first.
5. Each Nectar account can only collect points from one home insurance policy.
6. It’s only the base points you collect at Sainsbury’s that are doubled. Bonus points won’t be doubled, nor will any points from Argos, Habitat, Sainsbury’s Bank (including travel money purchases), Sainsbury’s Energy or any other Sainsbury’s service.
7. By the 10th of each month, you'll get a bonus point award equal to the total of your qualifying points during the previous month, up to a maximum of 20,000 points.
8. Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available.
9. We reserve the right to change or cancel this offer without notice.