Travel insurance with pre-existing medical conditions

When you have the right travel insurance in place, you can enjoy your travels without worrying about unexpected medical bills while you’re away.

Medical conditions need to be declared to be covered by your travel insurance policy. If you don’t tell us about pre-existing medical conditions, any claims you make may be rejected or payment could be reduced.

Your Sainsbury’s Bank Travel Insurance – whether you choose a single trip, annual trip or extended stay policy - can be tailored to cover a wide range of pre-existing medical conditions, including heart conditions or epilepsy. Our simple medical screening process, which can be carried out online or over the phone, is quick to complete, and will help ensure you have the correct cover in place. We are already able to help provide cover for travellers with conditions such as diabetes, high blood pressure and asthma*.


  • Unlimited medical expenses with single trip and annual multi-trip policies if you choose Platinum cover
  • 24-hour Helpline available in case of medical or other emergencies while you’re away
  • Once declared, travel with confidence that your medical conditions are covered

*Dependant on your medical screening

Travel insurance overview

Terms & conditions

This guide aims to be informative and engaging. Though it may include tips and information, it does not constitute advice and should not be used as a basis for any financial decisions. Sainsbury's Bank accepts no responsibility for the opinions and views of external contributors and the content of external websites included within this guide. All information correct at date of publication 08/08/2019.

Sainsbury’s Bank Travel Insurance is underwritten by ETI International Travel Protection, the UK branch of Europäische Reiseversicherung (ERV) AG, which is registered at Companies House FC 25660, branch registration BR 007939. ERV is authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht (BAFIN - and the Prudential Regulation Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Europäische Reiseversicherung (ERV) AG’s reference number is 220041 and registered address is Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ.

Sainsbury’s Bank Travel Insurance is sold and administered by Hood Travel Limited, registered at Companies House 08318836. Hood Travel is authorised and regulated by the Financial Conduct Authority under registration number 597211. Hood Travel Limited’s registered address is at 1st Floor Maitland House, Warrior Square, Southend-on-Sea, Essex, SS1 2JY.