To help you get your finances off to a flying start, we asked the top thrifty bloggers for their 2016 New Year's money resolutions.
Toshl Finance is a fun, personal finance manager that lets you enter expenses on-the-go and gives you fun graphics to show just what you're spending on. There's also a budget keeper, a bills organiser and a currency converter to keep you on track, home and away.
Spend Today - Save Tomorrow helps you save money for the weekend by encouraging you to set a daily budget. It will show your allotted amount for the day every time you open the app, and you'll be able to see how what you spend today affects your money for the rest of the month.
Available for iOS only.
Meter Readings does what it says on the tin - making it easy for you to track how much gas, electricity and water you're using, and showing how you could save money on these utilities. You can monitor up to nine separate household meters, and the graphs display your usage and costs per day, week, month, quarter or year.
Vouchercloud is your go-to app when you're out and about as it gives you a heads-up about deals in the local area, helping you save loads on food, drinks and shopping. You'll also have access to a wide range of online shopping vouchers and codes - you might never pay full price for anything again!
Love Food Hate Waste saves you money by cutting down the amount of food you throw away with great recipe ideas for your leftovers, along with portion planners, meals planners and shopping lists - and you'll be helping the environment at the same time.
Find out how much you could save every month with our handy savings calculator.
This Money Matters post aims to be informative and engaging. Though it may include tips and information, it does not constitute advice and should not be used as a basis for any financial decisions. Sainsbury's Bank accepts no responsibility for the opinions and views of external contributors and the content of external websites included within this post. Some links may take you to another Sainsbury's Bank page. All information in this post was correct at date of publication.