Defined Access Saver - Savings Support
Current interest rates
Rates for accounts opened from 07/12/2023 – Issue 48
Rates effective from 07/12/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 4.00% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 25/07/2023 to 06/12/2023 – Issue 47
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 4.53% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 04/07/2023 to 24/07/2023 – Issue 46
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 4.21% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 20/06/2023 to 03/07/2023 – Issue 45
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 4.01% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 06/06/2023 to 19/06/2023 – Issue 44
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 3.76% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 23/05/2023 to 05/06/2023 – Issue 43
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 3.60% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 27/04/2023 to 22/05/2023 – Issue 42
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 3.37% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 04/04/2023 to 26/04/2023 – Issue 41
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 3.22% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 08/03/2023 to 03/04/2023 – Issue 40
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 3.07% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 08/02/2023 to 07/03/2023 – Issue 39
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 3.05% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 25/01/2023 to 07/02/2023 – Issue 38
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 2.92% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 18/01/2023 to 24/01/2023 – Issue 37
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 2.87% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 12/01/2023 to 17/01/2023 – Issue 36
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 2.75% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 15/12/2022 to 11/01/2023 – Issue 35
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 2.61% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 01/12/2022 to 14/12/2022 – Issue 34
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 2.50% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 20/10/2022 to 30/11/2022 – Issue 33
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 2.75% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 29/09/2022 to 19/10/2022 – Issue 32
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 2.00% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates for accounts opened from 26/07/2022 to 28/09/2022 – Issue 31
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.55% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 22/06/2022 to 25/07/2022 – Issue 30
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 15/06/2022 to 21/06/2022 – Issue 29
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 12/05/2022 to 14/06/2022 – Issue 28
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 06/04/2022 to 11/05/2022 – Issue 27
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 25/02/2022 to 05/04/2022 – Issue 26
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 05/10/2021 to 24/02/2022 – Issue 25
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 12/08/2021 to 04/10/2021 – Issue 24
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 09/12/2020 to 11/08/2021 – Issue 23
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 11/11/2020 to 08/12/2020 – Issue 22
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 23/09/2020 to 10/11/2020 – Issue 21
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 13/05/2020 to 22/09/2020 – Issue 20
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 |
1.30% |
Rates for accounts opened from 30/04/2020 to 12/05/2020 – Issue 19
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 16/01/2020 to 29/04/2020 – Issue 18
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 08/11/2019 to 15/01/2020 – Issue 17
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 16/10/2019 to 07/11/2019 – Issue 16
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 07/09/2019 to 15/10/2019 – Issue 15
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 20/08/2019 to 06/09/2019 – Issue 14
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 23/07/2019 to 19/08/2019 – Issue 13
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 06/06/2019 to 22/07/2019 – Issue 12
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 15/05/2019 to 05/06/2019 – Issue 11
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 04/05/2019 to 14/05/2019 – Issue 10
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 17/04/2019 to 03/05/2019 – Issue 9
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 04/01/2019 to 16/04/2019– Issue 8
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 23/10/2018 to 03/01/2019 – Issue 7
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 23/08/2018 to 22/10/2018 – Issue 6
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 07/06/2018 to 22/08/2018 – Issue 5
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 |
1.30% |
Rates for accounts opened from 22/05/2018 to 06/06/2018 – Issue 4
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 12/04/2018 to 21/05/2018 – Issue 3
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 08/03/2018 to 11/04/2018 – Issue 2
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
Rates for accounts opened from 27/01/2018 to 07/03/2018 – Issue 1
Rates effective from 25/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.30% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 1.30% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.30% |
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if paid and compounded once each year.
Previous interest rates
Rates for accounts opened from 25/07/2023 – Issue 47
Rates effective from 25/07/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.15% |
| £1,000 - £500,000 | 4.53% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates for accounts opened from 04/07/2023 to 24/07/2023 – Issue 46
Rates effective from 04/07/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.15% |
| £1,000 - £500,000 | 4.21% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates for accounts opened from 20/06/2023 to 03/07/2023 – Issue 45
Rates effective from 20/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.15% |
| £1,000 - £500,000 | 4.01% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates for accounts opened from 06/06/2023 to 19/06/2023 – Issue 44
Rates effective from 06/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.15% |
| £1,000 - £500,000 | 3.76% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates for accounts opened from 23/05/2023 to 05/06/2023 – Issue 43
Rates effective from 23/05/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.15% |
| £1,000 - £500,000 | 3.60% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates for accounts opened from 27/04/2023 to 22/05/2023 – Issue 42
Rates effective from 27/04/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.15% |
| £1,000 - £500,000 | 3.37% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates for accounts opened from 04/04/2023 to 26/04/2023 – Issue 41
Rates effective from 04/04/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.15% |
| £1,000 - £500,000 | 3.22% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates for accounts opened from 08/03/2023 to 03/04/2023 – Issue 40
Rates effective from 08/03/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.15% |
| £1,000 - £500,000 | 3.07% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates for accounts opened from 08/02/2023 to 07/03/2023 – Issue 39
Rates effective from 19/07/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 3.05% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 08/02/2023 to 18/07/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 3.05% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.80% |
Rates for accounts opened from 25/01/2023 to 07/02/2023 – Issue 38
Rates effective from 19/07/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 2.92% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 25/01/2023 to 18/07/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 2.92% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.80% |
Rates for accounts opened from 18/01/2023 to 24/01/2023 – Issue 37
Rates effective from 19/07/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 2.87% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 18/01/2023 to 18/07/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 2.87% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.80% |
Rates for accounts opened from 12/01/2023 to 17/01/2023 – Issue 36
Rates effective from 19/07/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 2.75% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 12/01/2023 to 18/07/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 2.75% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.80% |
Rates for accounts opened from 15/12/2022 to 11/01/2023 – Issue 35
Rates effective from 19/07/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 2.61% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 15/12/2022 to 18/07/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 2.61% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.80% |
Rates for accounts opened from 01/12/2022 to 14/12/2022 – Issue 34
Rates effective from 19/07/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 2.50% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 01/12/2022 to 18/07/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 2.50% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.80% |
Rates for accounts opened from 20/10/2022 to 30/11/2022 – Issue 33
Rates effective from 19/07/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 2.75% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 20/10/2022 to 18/07/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 2.75% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.80% |
Rates for accounts opened from 29/09/2022 to 19/10/2022 – Issue 32
Rates effective from 19/07/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 2.00% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 29/09/2022 to 18/07/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 2.00% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.80% |
Rates for accounts opened from 26/07/2022 to 28/09/2022 – Issue 31
Rates effective from 19/07/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.55% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 26/07/2022 to 18/07/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.55% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.80% |
Rates for accounts opened from 22/06/2022 to 25/07/2022 – Issue 30
Rates effective from 19/07/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.40% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 22/06/2022 to 18/07/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.40% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.80% |
Rates for accounts opened from 15/06/2022 to 21/06/2022 – Issue 29
Rates effective from 19/07/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.20% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 15/06/2022 to 18/07/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.20% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.80% |
Rates for accounts opened from 12/05/2022 to 14/06/2022 – Issue 28
Rates effective from 19/07/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.25% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 12/05/2022 to 18/07/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.95% |
| £1,000 - £500,000 | 1.10% |
| £500,001+ | 0.80% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.80% |
Rates for accounts opened from 06/04/2022 to 11/05/2022 – Issue 27
Rates effective from 31/08/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 06/04/2022 to 30/08/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.80% |
| £1,000 - £500,000 | 0.95% |
| £500,001+ | 0.65% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.65% |
Rates for accounts opened from 25/02/2022 to 05/04/2022 – Issue 26
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 26/01/2023 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 25/02/2022 to 25/01/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.65% |
| £500,001+ | 0.35% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.35% |
Rates for accounts opened from 05/10/2021 to 24/02/2022 – Issue 25
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 05/10/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.20% |
| £1,000 - £500,000 | 0.40% |
| £500,001+ | 0.20% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates for accounts opened from 12/08/2021 to 04/10/2021 – Issue 24
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 12/08/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates for accounts opened from 09/12/2020 to 11/08/2021 – Issue 23
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 21/12/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 09/12/2020 to 20/12/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.25% |
| £1,000 - £500,000 | 0.30% |
| £500,001+ | 0.25% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.20% |
Rates for accounts opened from 11/11/2020 to 02/12/2020 – Issue 22
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 18/05/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 11/11/2020 to 17/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.40% |
| £1,000 - £500,000 | 0.50% |
| £500,001+ | 0.40% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.25% |
Rates for accounts opened from 23/09/2020 to 10/11/2020 – Issue 21
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 18/05/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 23/09/2020 to 17/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.25% |
Rates for accounts opened from 13/05/2020 to 22/09/2020 – Issue 20
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 18/05/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 13/05/2020 to 17/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.35% |
| £1,000 - £500,000 | 0.45% |
| £500,001+ | 0.35% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.25% |
Rates for accounts opened from 30/04/2020 to 12/05/2020 – Issue 19
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 18/05/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 30/04/2020 to 17/05/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.25% |
Rates for accounts opened from 16/01/2020 to 29/04/2020 – Issue 18
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 21/04/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 16/01/2020 to 20/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 08/11/2019 to 15/01/2020 – Issue 17
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 21/04/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 |
0.10% |
Rates effective from 16/06/2020 to 20/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 |
0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 0.94% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 08/11/2019 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.14% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 16/10/2019 to 07/11/2019 – Issue 16
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 21/04/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 16/06/2020 to 20/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 1.00% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 16/10/2019 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.21% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 07/09/2019 to 15/10/2019 – Issue 15
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 21/04/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 16/06/2020 to 20/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 1.00% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 07/09/2019 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.29% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 20/08/2019 to 06/09/2019 – Issue 14
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 21/04/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 16/06/2020 to 20/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 1.02% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 20/08/2019 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.32% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 23/07/2019 to 19/08/2019 – Issue 13
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 21/04/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 16/06/2020 to 20/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 1.06% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 23/07/2019 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.39% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 06/06/2019 to 22/07/2019 – Issue 12
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 21/04/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 |
0.10% |
Rates effective from 16/06/2020 to 20/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 |
0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 1.06% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 06/06/2019 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.44% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 15/05/2019 to 05/06/2019 – Issue 11
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 09/04/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 16/06/2020 to 08/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 1.06% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 15/05/2019 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.47% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 04/05/2019 to 14/05/2019 – Issue 10
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 09/04/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 03/02/2020 to 08/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 04/05/2019 to 02/02/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 17/04/2019 to 03/05/2019 – Issue 9
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 09/04/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 16/06/2020 to 08/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 1.00% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 17/04/2019 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.25% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 04/01/2019 to 16/04/2019 – Issue 8
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 09/04/202 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 16/06/2020 to 08/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 1.06% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 04/01/2019 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.45% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 23/10/2018 to 03/01/2019 – Issue 7
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 21/12/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 30/06/2022 to 20/12/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.85% |
| £1,000 - £500,000 | 0.85% |
| £500,001+ | 0.85% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.20% |
Rates effective from 02/04/2021 to 29/06/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 16/06/2020 to 01/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 1.06% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 23/10/2018 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.40% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 23/08/2018 to 22/10/2018 – Issue 6
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 21/12/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 30/06/2022 to 20/12/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.65% |
| £1,000 - £500,000 | 0.65% |
| £500,001+ | 0.65% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.20% |
Rates effective from 02/04/2021 to 29/06/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 16/06/2020 to 01/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 1.05% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 23/08/2019 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.35% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 07/06/2018 to 22/08/2018 – Issue 5
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 21/12/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 30/06/2022 to 20/12/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.45% |
| £1,000 - £500,000 | 0.45% |
| £500,001+ | 0.45% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.20% |
Rates effective from 02/04/2021 to 29/06/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 16/06/2020 to 01/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 1.06% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 05/09/2018 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.40% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 07/06/2018 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 1.30% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 22/05/2018 to 06/06/2018 – Issue 4
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 02/04/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 16/06/2020 to 01/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 1.05% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 05/09/2018 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.35% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 22/05/2018 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 1.25% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 12/04/2018 to 21/05/2018 – Issue 3
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 02/04/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 16/06/2020 to 01/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 1.00% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 05/09/2018 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.30% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 12/04/2018 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 1.20% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 08/03/2018 to 11/04/2018 – Issue 2
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 02/04/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 16/06/2020 to 01/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 0.80% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 05/09/2018 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.00% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 08/03/2018 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates for accounts opened from 27/01/2018 to 07/03/2018 – Issue 1
Rates effective from 07/06/2023 to 24/10/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 1.05% |
| £1,000 - £500,000 | 1.15% |
| £500,001+ | 1.00% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 1.00% |
Rates effective from 16/11/2022 to 06/06/2023
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.90% |
| £1,000 - £500,000 | 0.90% |
| £500,001+ | 0.90% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.40% |
Rates effective from 02/04/2021 to 15/11/2022
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.15% |
| £1,000 - £500,000 | 0.20% |
| £500,001+ | 0.15% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.10% |
Rates effective from 16/06/2020 to 01/04/2021
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 0.60% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 11/05/2020 to 15/06/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.55% |
| £1,000 - £500,000 | 1.00% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 05/09/2018 to 10/05/2020
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.75% |
| £1,000 - £500,000 | 1.20% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
Rates effective from 27/01/2018 to 04/09/2018
| Balance tiers | Annual AER/ gross p.a. |
|---|---|
| Up to 3 withdrawals in each 12 month period: | |
| £1 - £999 | 0.50% |
| £1,000 - £500,000 | 1.10% |
| £500,001+ | 0.50% |
| 4 or more withdrawals in each 12 month period: | |
| £1 - £2,000,000 | 0.50% |
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if paid and compounded once each year.
How do I make a payment into my account?
There are three ways to pay into your account:
- Bank transfer − from an existing Sainsbury's Bank savings account or your main bank account. You'll need your sort code and account number. This is on your welcome letter, or your 'My accounts' summary page if you’re registered for online banking.
- Standing order − top up your savings on a date that suits you each month. Set up a standing order (PDF 70KB).
- Cheque − write your sort code and account number on the back and send your cheque, payable to yourself, to: Sainsbury's Bank, PO Box 4954, Worthing, BN11 9YY
We can’t accept payments from overseas. You can transfer funds into your account from any UK bank or building society.
Manage your account online
Register for Sainsbury's online banking to access your account anytime, anywhere. You can:
- View your statements and transactions
- Transfer money to a nominated account
- Make payments to your Sainsbury's Bank Credit Card
- Move money between your Sainsbury's Bank savings accounts
- Change your address or account details
- Change your account details
- Change some personal details
- Send and receive secure messages about your account
Need help?
Find out more about registering for and using online banking.
If you've forgotten your other log in details, click on 'I have forgotten my login details' on the 'Log in' page. You'll need to fill in some personal details and what you'd like your new log in details to be. We'll then verify this by sending you a one-time code to the mobile phone number we have on record for you, and ask you to use the code to verify your identity. You'll receive a confirmation email when this is complete.
If you're still having issues, give us a call. We're open Monday to Friday 8am-7pm and 8am-6pm at weekends.Telephone calls may be recorded for security purposes and monitored under our quality control procedures. Calls are free from a landline and from a mobile when calling from the UK.
Charges
If you make a transfer from your account using CHAPS, there’s a charge of £25 for each transfer up to a maximum of £50.
Frequently Asked Questions
What is the minimum age limit to open a Defined Access Saver?
18 years old.
Is there a minimum limit?
Yes, the minimum amount you can invest in a Defined Access Saver is £1.
Is there a maximum limit?
The maximum amount you can have in a Defined Access Account is £2,000,000
The maximum total amount you can have in all your accounts (whether in your name or held jointly) is £2,000,000.
How do I make a payment into my account?
There are three ways to pay into your account:
- Bank transfer
- Standing order
- Cheque
You'll find more information about this in How to pay in.
What happens if I switch my current account which is also my nominated account?
If we’re notified by another bank that you’re using the Current Account Switch Service, we’ll write to you and ask you to call us to confirm that these instructions are correct. Once you’ve done that we’ll update your nominated account details on our online banking service.
Can a Defined Access Saver be used for a business, club or association or a charity?
No, it’s only available for personal use.
How is interest paid?
We calculate interest daily and pay it annually on the anniversary of account opening.
What happens if I exceed the maximum balance on my savings account?
If your balance exceeds the maximum limit of £2,000,000, because you deposited additional funds or interest was credited, the funds will be returned to your nominated account.
If your balance exceeds the upper tier of £500,000, your interest rate will revert to the correct interest rate applicable for that tier, from the date you exceeded the maximum balance. This rate will apply to your whole balance.
How do I change my personal details?
Once you’ve registered for online banking you can change your personal details online. Just select what you want to change from the 'My details' tab. For security reasons, you can't change your mobile number online - it's important that you keep your mobile number up to date as you will need it service your account. If you need to change your mobile number or if you're not registered for online banking, just call us. You'll find our opening hours on the website.
Can I set up Direct Debits?
No, you can’t set up Direct Debits on this account. You can however make regular transfers to your nominated account using online banking or via the telephone.
How many withdrawals can I make per year?
You can make unlimited withdrawals.
However, if you make more than the allowed number of withdrawals in the withdrawal period your interest will be paid at a lower rate. The lower rate will apply from the day you exceed the allowed number of withdrawals. Any interest earned prior to this will be paid at the rate applicable for your balance tier. The interest rate paid will apply to the whole balance in your account.
You can check the number of withdrawals, and the withdrawal period, on your account welcome letter, or by logging in to your online banking account.
How do I withdraw money?
You can only send money to a current account in your name, you can’t make payments to a third party.
When you first set up a new payment mandate a check is done in the background to make sure the account is in your name. If we can’t confirm this, you’ll get a message telling you our validation check has failed, if this happens please try an alternative current account in your name. If you still want the payment to go to the account that’s failed then you’ll need to send us an original statement for that account along with what you’d like the payment reference to be. Once we have the information, we’ll set up your payment mandate and you’ll be able to make a payment within 2 working days.
To prevent any delays in getting money transferred to you when you need it in the future we suggest that you set up a payment mandate when you open the account.
Can I open a joint Defined Access Saver?
Yes. However, only one account can be opened per issue (either sole or joint account).
Both parties to a joint account will get individual passwords and security details for Online Banking once registered.
Can I have more than one Defined Access Saver?
Yes you can hold more than one Defined Access Saver, but you can only hold a maximum of one per issue.
Can I manage an account on someone else's behalf?
Yes, you will need to apply for Power of Attorney authorisation. More on Power of Attorney.
Can I open an In Trust Account?
You can’t open an ‘In Trust’ account online but you can apply by calling us.
Can I request a copy of my statement?
You can access copies of your statements via Online Banking. If you need us to print a new statement for you, there may be a charge for this.
When will I receive a statement?
We'll send you a statement every year, shortly after the anniversary of your account opening.
How will I receive my statement?
Your statement will be available online. We'll send you an email or text to let you know when your statement is available, then you can log in to Online Banking to see it.
If you haven’t yet registered for Online Banking, you can do this on our website by clicking on ‘Log in / Register’.
Where we are unable to provide online statements, or if you have updated your correspondence preferences to request paper statements, we will send you a statement by post.
Can I change the way I receive my statement?
Yes, you can change your statement delivery preferences in Online Banking once you've logged in. Alternatively, you can call us and we can do this for you.
I need a statement in a special format, will you provide this?
If you need a statement in a special format, for example, large print or Braille, we'll be able to provide this for you.