Loans tools & guides
Loans made easy
Taking out a loan can be confusing. But don’t worry, our guides keep things simple and give you all the information you need. From tips to finding the right loan to saving money, we’ve got you covered.
Before you apply
Personal loan guide
A beginner’s guide to loans and how they work.
Loan application checklist
What you need to do before you apply.
Loans calculator
Not sure how much you can afford to borrow?
Reasons for borrowing
Getting married
A little boost to help cover the costs of your big day.
Renovating your home
Love your house again with our home loan guide.
Buying a car
Help to make owning your car a reality.
Types of loans
Thinking of moving all your borrowed money into one loan? Read our guide for tips first.
Our guide covers everything you need to know about unsecured loans before you apply.
Helping you manage your loan
Want to pay a little extra off your loan this month? Find out what you can and can’t do.
Read our guide on credit reports to find out how they work, what they include and how to check yours.
Want to pay your loan back earlier than agreed? Find out what’s possible.
Guide to improving your credit scores
Low credit score? Take a look at our top tips to see how you can boost your credit score.
Explore our practical tips to help cut costs and turn your pennies into pounds.
Not found what you’re looking for?
Why not explore our loans support section where we answer the most frequently asked questions about loans.
How much can I borrow?
You can borrow between £1,000 and £40,000 for Nectar members, while non-Nectar members can borrow up to £25,000 . Some of the most common loan amounts are: