Bank by name, Sainsbury's by nature
Pet Insurance
How much could you save with our Pet Insurance? Get a quote in minutes.
Pet insurance provided by Pinnacle Insurance Ltd.
Defaqto 5* expert rated, applies to cover over £4000, Time Limited and Rabbit cover excluded
* 10% of customers could save this much in their first year with Lifetime £5,000 Pet Insurance. Based on independent research by Consumer Intelligence April 2025 – June 2025
Discover our latest product offers
Travel money rate sale
Ends 9:30am on Thursday 28 August 2025
Online and phone orders only. Not available on sterling, travel money card home delivery orders and reloads or foreign currency bought instore.
Travel insurance
Exclusive summer offer – get up to 30% off Travel Insurance for Nectar members
*Up to 30% discount applies when you tell us your Nectar card number. Discount does not apply to premiums for pre-existing medical conditions or enhanced gadget cover.
Underwritten by Great Lakes Insurance UK Limited.
Life insurance
Get up to 32,000 Nectar points when you buy life insurance
Points are awarded in relation to the cost of your premium. Only choose a premium you can afford and the level of cover you require.
Provided by L&G.
IMPORTANT INFORMATION
We’ve entered into an agreement with Liverpool Victoria Insurance Company Limited (LV=), part of the Allianz Group, giving them the right to offer replacement car and home insurance policies to our existing car and home insurance customers. Right now, there is nothing you need to do, and we can reassure you that your existing policy will not be impacted. Your policy will remain in place with the cover you purchased, and you can still expect the same trusted service from us.
There is nothing you need to do just now; we will be in touch with more information about the change, and your options in the coming months.
If you have any questions, please follow this link to our frequently asked questions.
Our Pet, Life and Travel Insurance will continue to be available as it is today.
Your journey to NatWest
Legal ownership of certain credit cards, loans and savings accounts transferred to NatWest on 1st May.
There are no immediate changes to how you use and access your account(s). Sainsbury’s Bank will continue to be your key point of contact for support relating to your account(s), including any new or existing complaints, disputes or claims, and will continue to service your account(s) until we tell you otherwise.
Our insurance and travel money services will continue to be available as they are today and are not included in the transfer.
You’ll find more information about the journey to NatWest on our dedicated webpage.
Savings accounts held in trust
A savings account held in trust is an account opened and managed by a trustee on behalf of a beneficiary, for example a parent could open an account and hold it in trust on behalf of their child until that child reaches a certain age.
Our savings accounts held in trust did not transfer to NatWest on 1 May 2025 and continue to be Sainsbury’s Bank products.
Later this year we’ll stop managing our savings accounts held in trust. This means that it’s important that account holders take action now to either transfer the funds to another account where they can continue being held in trust or to the beneficiary if they can now receive these funds. The Sainsbury’s Bank account can then be closed.
Inactive accounts
Savings, loans or credit card accounts can become inactive ( i.e. where there has been no activity on the account for a long time) but they could still hold a credit balance.
Later this year we will close all of our inactive accounts.
If you’re not sure you had a savings account with us, then you can trace it using mylostaccount.org.uk. It is an official site offering a free service that helps you trace lost current and savings accounts.
Financial Services Compensation Scheme
All of our savings products are covered by the Financial Services Compensation Scheme (FSCS). For further information about the compensation provided by the FSCS visit www.fscs.org.uk 
Protecting your money - A guide from the FSCS [PDF, 557Kb]
Download our handy credit card app
Credit cards made simple with the Sainsbury's Bank Credit Card App
Check your balance while you are out and about and manage payments on the go.
If you’re a Sainsbury's Bank credit card customer, register for online banking and download the Sainsbury’s Bank Credit Card App from the Apple App Store or Google Play Store to gain easy access to your account.
Apple, the Apple logo, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.
Helping with the cost of living
See how we could save you money by checking out our handy hints and tips on how to cope with living costs on our cost of living hub.
We've answered a number of questions that may help put your mind at ease in our cost of living frequently asked questions.
Help when you need it most, with even better deals for Nectar members.
Bank by name, Sainsbury's by nature.
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