Life Insurance


Provided by Legal & General


See below for offer terms and conditions

Sainsbury's Life Insurance

Exclusive offers for Nectar card holders

  • Discounted premiums - please note premiums will not drop below £5 a month
  • £60 coupons to spend instore - if you purchase a Life Insurance policy direct with Sainsbury's Bank by 24th August 2015*
  • PLUS - double Nectar points at Sainsbury's for 2 years†

Offers only available to customers who take out a new Sainsbury's Life Insurance policy. Please see below for full terms and conditions.

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Level Term Life Insurance

A straightforward way to help provide a financial safety net for your family if you die during the term.

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Mortgage Protection Life Insurance

Mortgage term insurance has one clear objective - to help pay off your outstanding mortgage if you die during the term.

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Over 50s Life Insurance

A simple way to help towards your funeral costs, outstanding bills or to leave a cash lump sum for your loved ones when you die.

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Critical Illness Cover - Additional Cover

You can add Critical Illness Cover when you take out your Level Term Life Insurance policy or Mortgage Protection Life Insurance policy for added peace of mind.

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Existing Customers

Find out how to make a claim, read our FAQs and get in touch.

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Critical Illness Cover can only be purchased in conjunction with Life Insurance. Customers who take out a Life Insurance policy with Critical Illness Cover are entitled to double Nectar points as detailed below.

*£60 coupon to spend instore:
Introductory offer available to new customers with a Nectar card who purchase a new Sainsbury's Life Insurance or Over 50s Life Insurance policy between 3rd March 2015 and 24th August 2015. This offer is available if you apply online or on the phone. Coupons will be issued 5 months after the policy start date. If your policy is cancelled within this time your coupons will not be issued. Duplicate coupons will not be issued. Joint policies are entitled to a single set of coupons. We reserve the right to cancel any policies should we suspect fraud or misconduct. Offer is two £30 coupons, coupons may only be used instore at point of purchase as per terms specified on the coupon. Coupons cannot be exchanged for cash. Sainsbury's Bank reserves the right to withdraw or amend this offer at any time.

†Double Nectar Points 1. Offer only available to customers who take out a new Sainsbury's Life Insurance policy (with or without Critical Illness Cover), excluding Sainsbury's Over 50s Life Insurance Plan. 2. You must continue to pay policy premiums for 2 years to continue collecting double points. 3. If the policy is cancelled, double points will cease from the cancellation date. 4. Only the first Life Insurance policy registered against each Nectar account will qualify for double points. You may qualify for additional points by taking out other qualifying products. 5. Base points on qualifying spend in Sainsbury's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all Bonus point offers and points from Sainsbury's Energy, Telecoms, Digital, Bank and all other Sainsbury's services. 6. The monthly bonus will only be calculated on, and credited to the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sainsbury's purchase and points will not be allocated retrospectively. 7. The Nectar loyalty programme is operated independently of Sainsbury's Bank by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack and available at nectar.com 8. Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer without prior notice.

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