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Sainsbury's Home Insurance
Every home is different, that's why Sainsbury's Bank offers a choice of combined buildings and contents, contents only or buildings only cover, allowing you to get the right cover for you and your home. You can find out more about the product features and our latest offers.
Our Premier Cover has been awarded a 5 Star Rating by Defaqto, the independent financial research company, giving you reassurance about the cover we provide.
Existing Sainsbury's car insurance customers can enjoy an extra 10% discount** when they take out a Sainsbury's home insurance policy.
100 bonus Nectar points^^ when you share your insurance renewal dates with us.
^£25 coupon to spend in Sainsbury’s stores is an introductory offer available to new home insurance customers who buy a new combined buildings and contents policy between 30th December 2015 and 20th June 2016. This offer has been extended. Quote must have originated on the Sainsbury’s Bank website or on the telephone. Quotes and subsequent accepts from price comparison sites will not be eligible for the offer. Coupon will be issued 60 days after the policy start date. If your policy is cancelled within the 14 day cooling-off period your coupon will not be issued. Limited to issuing one coupon per policy, duplicate coupons will not be issued. No cash alternative available. Coupon is not transferable. Sainsbury’s Bank reserves the right to alter, cancel or withdraw the promotion without notice.
*Up to 35% combined loyalty and web discount available direct online. Introductory discount. Minimum premiums apply. You'll receive a discounted rate based on information related to transactions you’ve made in Sainsbury's supermarkets using your Nectar card. At least 21% of Nectar card holders who are Sainsbury's shoppers have achieved a combined loyalty and web discount of 35% direct online, between August 2015 and January 2016.
**10% discount for car insurance customers: available to existing Sainsbury's car insurance customers buying a new Sainsbury's home insurance policy. Discount only available at quote stage and will not be applied retrospectively. Minimum premiums apply. Where multiple discounts apply, each discount is applied consecutively to the reduced premium. Discount applied in the first year only.
^^100 bonus Nectar points: 100 Nectar bonus points will only be awarded when a valid full name, address, email address, Nectar card number and at least 1 insurance renewal month are submitted. Nectar bonus points will be automatically credited to your Nectar account within 60 days. Only 1 award of 100 Nectar bonus points will be issued per household. Sainsbury's Bank reserves the right to alter, cancel or withdraw the promotion without prior notice. No cash alternative available.
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Offers for new customers only
- Up to 35% off* for Sainsbury's shoppers when you buy direct with a Nectar card. Introductory offer. Minimum premiums apply.
- £25 coupon to spend in Sainsbury’s stores when you buy a new combined buildings and contents policy direct with Sainsbury’s Bank by 20th June 2016^. Introductory offer.
- Double Nectar points on Sainsbury's shopping and fuel for 2 years - available when you quote and buy a new combined buildings and contents Premier Cover Home Insurance policy direct from Sainsbury's Bank†. Remember to renew your policy at the same cover level at first renewal to continue collecting double points
- Extra 10% off** if you're an existing Sainsbury's car insurance customer buying a new Sainsbury's home insurance policy - find out more. Introductory offer. Minimum premiums apply.
Where multiple discounts apply, each discount is applied consecutively to the reduced premium.
Offer terms and conditions
If your policy starts with either SBY or NHP please visit our customer support section here.
All other policyholders please visit our customer support section here.
You will be able to:
- Find out how to make a claim
- Browse our frequently asked questions
- Find the contact numbers you need
- Learn more about our Customer Care policy
Offer terms and conditions
Tools, guides and resources
A range of tools and guides to help you keep your home and personal belongings safe and secure.
Guide to moving home (PDF 403KB) - A handy four part guide to help your move go as smoothly as possible
Protecting your home insurance - A guide to how to cover your home insurance and ensure it remains valid
Guide to improving your home (PDF 754KB) - A comprehensive guide on how to improve and add value to your home, featuring tips on budgeting, maximising your exisiting space and some energy saving ideas.
Guide to home insurance (PDF 713KB) - A comprehensive guide to all aspects of home and contents insurance, including the different types available and how to find the right policy for your circumstances.
Protecting your home against storm damage (PDF 706KB) - Our guide on how to cover your home against severe weather, such as floods, heavy snow and high winds.
How to go green at home (PDF 876KB) - How to make your home more environmentally friendly and improve its energy efficiency.
Guide to home security - A look at the precautions you can take to cover your family home and contents.
What is home insurance? - We explain the typical aspects of buildings and contents cover.
Security tips for students - Some steps you can take to help keep belongings safe at University or College.
Home insurance glossary - An A-Z glossary featuring commonly used home insurance terms.
Crafty garden ideas (PDF 578KB) - A series of home and garden activity ideas to keep the kids entertained. Learn how to build a bottle bird feeder and grow strawberries on the windowsill.
How to value your contents - How to make sure you have adequate insurance cover for contents, including how contents is defined, replacement value and common mistakes to avoid.
What is a valuable? - How a valuable is defined under home insurance policies and information on how to have expensive possessions valued.
Offer terms and conditions
For questions and quotes
Call 0800 260 0717
Sainsbury’s home insurance is underwritten by U K Insurance Limited, Registered office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.