Home Insurance


Underwritten by U K Insurance Limited


See below for offer terms and conditions

Sainsbury's Home Insurance

Every home is different, that's why Sainsbury's Bank offers a choice of combined buildings and contents, contents only or buildings only cover, allowing you to get the right cover for you and your home. You can find out more about the product features and our latest offers.

Existing Sainsbury's car insurance customers will enjoy an extra discount when they take out a Sainsbury's home insurance policy

Get a quote

Why wait? Get a Sainsbury's home insurance quote today


Retrieve a quote

Get a quote

Combined buildings & contents insurance

Covering your home and belongings

Find out more

Contents insurance

Covering the belongings within your home

Find out more

Buildings insurance

Covering the structure of your home

Find out more

Compare our cover

Which cover is right for you?

Find out more

Helpful guides

To help keep your home safe and secure

Find out more

*30% off home insurance for new customers with 5 years claim free. Minimum premiums apply.

^£30 to spend instore: 1. Introductory offer available only to new customers who get a Sainsbury’s combined buildings and contents quote between 29/7/14 and 29/12/14 and subsequently purchase - this offer has been extended. Quote must have originated on the Sainsbury's Bank website or on the telephone. Quotes and subsequent accepts from price comparison sites will not be eligible for the £30 worth of coupons offer. Coupons will be issued 60 days after the policy start date. If your policy is cancelled within this period your coupons will not be issued. Limited to issuing one set of coupons per policy, duplicate coupons will not be issued. 2. Offer is six £5 coupons with varying validity dates, coupons may only be used at point of purchase as per terms specified on front of coupon. Hand the coupon to the cashier and, provided you have spent at least £5 in one transaction and the conditions are met, the amount will be deducted from your bill. Coupon valid on instore purchases only. This coupon is not valid for purchases made via Sainsbury’s websites. Coupons cannot be used for spirits and liqueurs, cashback or purchases made from the National lottery stand, tobacco kiosk, vending machines, concessions, or purchases of baby milk products, gift cards, prescription medicines, saving stamps, phone cards, mobile phone vouchers, charity items or fuel, or against online delivery charges. If you have a coupon valid for an age related product, you must be aged 18 years or over to redeem. Not to be used in conjunction with any other offer and is non transferable. Sale, auction or tendering of this coupon for money or otherwise is specifically prohibited. Photocopies are not accepted. This coupon has no cash value. No change will be given. Only one coupon for this offer may be used per transaction. Sainsbury’s reserve the right to retract the offer at any time.

Sainsbury’s home insurance is underwritten by U K Insurance Limited, Registered office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Retrieve a Quote

Latest Offers

Offers for new customers

  • 30% off if you have 5 years claim free
  • 20% online discount
  • Plus £30 to spend instore - if you get a quote for a combined buildings and contents policy direct with Sainsbury's Bank by 29th December and subsequently purchase - this offer has been extended. You'll receive six £5 coupons, one to spend each month for six months^.

Plus if you're an existing Sainsbury's car insurance customer you'll be entitled to an extra discount.

Additional offers for Nectar card holders

  • Save up to an extra 15% - exclusive to Nectar card holders taking out a new home insurance policy† (at least 10% of Nectar card holders who are Sainsbury's shoppers achieved the maximum discount of 15% between 01/11/12 and 31/10/13)
  • Double Nectar points on Sainsbury's shopping and fuel for 2 years - available when you quote and buy a new combined buildings and contents Premier Cover Home Insurance policy direct from Sainsbury's Bank**. Remember to renew your policy at the same cover level at first renewal to continue collecting double points

Minimum premiums apply to all offers above. Where multiple discounts apply, each discount is applied consecutively to the reduced premium.

Offer Terms and Conditions

^£30 to spend instore: 1. Introductory offer available only to new customers who get a Sainsbury’s combined buildings and contents quote between 29/7/14 and 29/12/14 and subsequently purchase - this offer has been extended. Quote must have originated on the Sainsbury's Bank website or on the telephone. Quotes and subsequent accepts from price comparison sites will not be eligible for the £30 worth of coupons offer. Coupons will be issued 60 days after the policy start date. If your policy is cancelled within this period your coupons will not be issued. Limited to issuing one set of coupons per policy, duplicate coupons will not be issued. 2. Offer is six £5 coupons with varying validity dates, Coupons may only be used at point of purchase as per terms specified on front of coupon. Hand the coupon to the cashier and, provided you have spent at least £5 in one transaction and the conditions are met, the amount will be deducted from your bill. Coupon valid on instore purchases only. This coupon is not valid for purchases made via Sainsbury’s websites. Coupons cannot be used for spirits and liqueurs, cashback or purchases made from the National lottery stand, tobacco kiosk, vending machines, concessions, or purchases of baby milk products, gift cards, prescription medicines, saving stamps, phone cards, mobile phone vouchers, charity items or fuel, or against online delivery charges. If you have a coupon valid for an age related product, you must be aged 18 years or over to redeem. Not to be used in conjunction with any other offer and is non transferable. Sale, auction or tendering of this coupon for money or otherwise is specifically prohibited. Photocopies are not accepted. This coupon has no cash value. No change will be given. Only one coupon for this offer may be used per transaction. Sainsbury’s reserve the right to retract the offer at any time.
†Save up to an extra 15% Discount is based on your circumstances and loyalty information. Sainsbury’s customers will receive a discounted rate based on information related to transactions made in Sainsbury’s supermarkets using your Nectar card. For more information go to sainsburysbank.co.uk/nectar
**Double Nectar points: .1 Offer available only to new customers who take out a new combined buildings and contents Sainsbury's Premier Cover Home Insurance policy. Quote must have originated on the Sainsbury's Bank website or on the telephone. Quotes and subsequent accepts from price comparison sites will not be eligible for double Nectar points. 2. Customers must renew their policy at the same cover level to continue collecting double points. 3. If the policy is cancelled, double points will cease from the cancellation date. 4. Only the first combined buildings and contents policy registered against each Nectar account will qualify for double points. 5. Base points on qualifying spend in Sainsbury’s will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all Bonus point offers and points from Sainsbury’s Energy, Telecoms, Digital, Bank and all other Sainsbury’s services. 6. The monthly bonus will only be calculated on, and credited to the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sainsbury’s purchase and points will not be allocated retrospectively. 7. The Nectar loyalty programme is operated independently of Sainsbury’s Bank by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack and available at nectar.com 8. Sainsbury’s Bank reserves the right to alter, cancel or withdraw the offer without prior notice.

Sainsbury’s home insurance is underwritten by U K Insurance Limited, Registered office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Existing Customers

If your policy starts with either SBY or NHP please visit our customer support section here.

All other policyholders please visit our customer support section here.

You will be able to:

  • Find out how to make a claim
  • Browse our frequently asked questions
  • Find the contact numbers you need
  • Learn more about our Customer Care policy

Helpful Guides

Tools, guides and resources

A range of tools and guides to help you keep your home and personal belongings safe and secure.

Guide to moving home (PDF 403KB) - A handy four part guide to help your move go as smoothly as possible

Protecting your home insurance - A guide to how to cover your home insurance and ensure it remains valid

Guide to improving your home (PDF 754KB) - A comprehensive guide on how to improve and add value to your home, featuring tips on budgeting, maximising your exisiting space and some energy saving ideas.

Guide to home insurance (PDF 713KB) - A comprehensive guide to all aspects of home and contents insurance, including the different types available and how to find the right policy for your circumstances.

Protecting your home against storm damage (PDF 706KB) - Our guide on how to cover your home against severe weather, such as floods, heavy snow and high winds.

How to go green at home (PDF 876KB) - How to make your home more environmentally friendly and improve its energy efficiency.

Guide to home security - A look at the precautions you can take to cover your family home and contents.

What is home insurance? - We explain the typical aspects of buildings and contents cover.

Security tips for students - Some steps you can take to help keep belongings safe at University or College.

Home insurance glossary - An A-Z glossary featuring commonly used home insurance terms.

Crafty garden ideas (PDF 578KB) - A series of home and garden activity ideas to keep the kids entertained. Learn how to build a bottle bird feeder and grow strawberries on the windowsill.

 

We are using cookies on this website to enhance your browsing experience. You can read more information on our cookies by clicking the "Find out more about cookies" button. By continuing your journey on this site you consent to the continued use of cookies.

Find out more about cookies

Continue