Great value
Sainsbury's Pet Insurance offers great value for new customers.
Apply online
- 12 months cover for the price of 9 - exclusively for Nectar card holders who buy online by 9th April 2012**
- If you don't have a Nectar card, don't worry - you'll still get a 20% online discount**
Or buy by telephone
- £40 Sainsbury's voucher - if you quote and buy an Option 2 policy by telephone by 29th February 2012 (minimum £100 premium)#
- Call us on 0800 434 6359†
Plus
- Double Nectar points - for 2 years on Sainsbury's shopping if you choose an Option 2 policy - whether you buy online or by telephone*
Cover to suit your budget
Whether you have a pedigree pup or a rescue kitten, we have a pet policy to suit your budget.
- Option 1 - up to £3,000 vet fees cover per condition (12 month limit)
- Option 2 - up to £7,500 vet fees cover per condition with no maximum time limit providing your premiums are up to date
Plus
- No upper age limit
- Help finding lost pets - up to £1,000 for advertising and up to £250 as a reward
- Most claims settled within 5 days^
- We can pay vet fees direct
- 5% discount when insuring more than 1 pet
- Award winning cover - we're proud to have won Your Money's 'Best online Pet Insurance Provider' award for 2011
Please make sure you have read our privacy statement before proceeding.
*Double Nectar points. 1. Offer only available to customers who take out a new Pet Insurance Option 2 policy (up to £7,500 vet fees cover). 2. Customers must renew their policy with the same level of cover at first renewal to continue earning double points. 3. If the policy is cancelled, double points will cease from the cancellation date. 4. Only the first Pet Insurance policy registered against each Nectar account will qualify for double points. You may qualify for additional points by taking out other qualifying products. 5. Base points on qualifying spend in Sainsbury's will be earned as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all Bonus points offers and points from Sainsbury's Energy, Telecoms, Digital, Bank, Diets and all other Sainsbury's services. 6. The monthly bonus will only be calculated on, and credited to the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sainsbury's purchase and points will not be allocated retrospectively. 7. The collection and use of Nectar points in the Nectar loyalty programme is governed by the Nectar Collector Rules set out in the registration pack and available at www.nectar.com 8. Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer without prior notice.
**12 months cover for the price of 9 is available to new customers who buy online up to and including 9th April 2012. If paying by Direct Debit we will collect 12 monthly payments however the price is calculated based on 9 months. Customers without a Nectar card will receive a 20% online discount.
#£40 Sainsbury's voucher is available to new customers who quote and buy an Option 2 policy by telephone up to and including 29th February 2012. £100 minimum premium applies. The voucher will be issued 60 days post policy start date. Not available online.
^97% of claims from May 2011 to October 2011 were paid in less than 5 days. This applies to claims where all requested documentation has been provided and does not require additional investigation.
Choose the right cover for your pet
Sainsbury’s Pet Insurance offers two choices of cover to suit your pet – and fit your budget.
Option 1: Cover for up to £3,000 per condition for a maximum of 12 months.
Option 2: Cover for up to £7,500 per condition without time limit providing premiums are paid and up to date.
For an instant Sainsbury’s Pet Insurance quote just complete a few details, including:
- Your pet’s date of birth – we can only cover pets over eight weeks old
- Your pet’s gender and breed
- Your postcode
Here’s what you get with each option
| Policy Section | Title | Option 1 limits | Option 2 limits | Claim basis |
|---|---|---|---|---|
| 1 | Veterinary fees | £3,000 12 month limit | £7,500 | Per condition |
| Complementary treatment | Not covered | £1,000 | Per condition | |
| Behavioural problems | Not covered | £250 | Per period of insurance | |
| Clinical diet | Not covered | £200 | Per condition | |
| Overseas veterinary treatment | Not covered | £2,500 | Per condition | |
| Cremation | Not covered | £100 | Per incident | |
| 2 | Personal liability | £1,000,000 | £2,000,000 | Per incident |
| 3 | Emergency boarding kennels and cattery fees | Not covered | £100 (max £1,000) | Per week |
| 4 | Daily minding | Not covered | £100 (max £1,000) | Per week |
| 5 | Advertising costs | £1,000 | £1,000 | Per period of insurance |
| Reward costs | £250 | £250 | Per period of insurance | |
| 6 | Theft or straying | Not covered | Up to £750 | Per incident |
| 7 | Death caused by injury | Not covered | £1,500 | Per incident |
| 8 | Death from illness | Not covered | £1,000 | Per incident |
| 9 | Trip cancellation or return home | Not covered | £3,000 | Per period of insurance |
| 10 | Expenses for referral to another vet | Not covered | £150 | Per period of insurance |
| 11 | Accidental damage | Not covered | £500 | Per period of insurance |
| 12 | Damage to Kennel or basket | Not covered | £100 | Per period of insurance |
| 13 | Personal accident to owner | Not covered | £5,000 | Per incident |
| 14 | Quarantine costs | Not covered | £2,000 | Per trip |
| 15 | Loss of health certificate | Not covered | £250 | Per incident |
| 16 | Repeat tick and worming treatment | Not covered | Reasonable costs | Per incident |
| 17 | Emergency expenses abroad | Not covered | £500 | Per trip |
Policy Excess – Option 1
| Age at pet at time of treatment | Excess per condition |
| Younger than 9 years | A choice of the first £75*, £100, £150 or £200 of treatment costs |
| 9 years or over | The first £200, or 15% of treatment costs, whichever is greater |
Personal liability third party property damage: £250
Policy Excess – Option 2
| Age of pet at time of treatment | Excess per condition | |
|---|---|---|
| All breeds other than selected breeds | Selected breeds† | |
| Younger than 9 years | A choice of the first £50*, £75, £100 or £125 of treatment costs | The first £125 of treatment costs |
| 9 years or over | The first £125 or 15% of treatment costs, whichever is the greater | The first £125 or 15% of treatment costs, whichever is greater |
Personal liability third party property damage: £250
Trip cancellation or return home: £50
For full details of the cover you’ll get, find your relevant policy document here.
* Applicable to cats only.
†Selected breed/breeds means Bulldog, Toy Bulldog, Estrela Mountain Dog, German Shepherd (Alsatian), Great Dane, Greyhound, Irish Wolfhound, Leonberger, Newfoundland, Old English Sheepdog, Rottweiler, Pyrenean Mountain Dog and St Bernard.
See your policy online
You can download and print your policy document with Adobe Acrobat. Get Adobe Reader.
To read the policy document with a screen reader, visit the Access Adobe website. Alternatively, use Adobe’s online conversion tool for pdfs.
Policy document
View the full Pet Insurance policy and definitions (PDF 332KB)
View the important information document (PDF 216KB)
Please note: Your document will open in a new browser window and may take some time to download depending on your internet connection.
Alternatively, call us on 0800 434 6359# to request a copy of the policy wording.
Sainsbury's Pet Insurance terms and conditions
Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England, no. 3279730) is authorised and regulated by the Financial Services Authority (FSA). Sainsbury's Bank PetCare is a Registered Trademark of Sainsbury's Bank plc, and underwritten by AXA Insurance UK plc. Registered in England No. 78950. Registered Office: 5 Old Broad Street, London EC2N 1AD. AXA Insurance UK plc is authorised and regulated by the Financial Services Authority. Cover applies to cats and dogs only. The policy is subject to the law of England and Wales.
*Double Nectar points. 1. Offer only available to customers who take out a new Pet Insurance Option 2 policy (up to £7,500 vet fees cover). 2. Customers must renew their policy with the same level of cover at first renewal to continue earning double points. 3. If the policy is cancelled, double points will cease from the cancellation date. 4. Only the first Pet Insurance policy registered against each Nectar account will qualify for double points. You may qualify for additional points by taking out other qualifying products. 5. Base points on qualifying spend in Sainsbury's will be earned as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all Bonus points offers and points from Sainsbury's Energy, Telecoms, Digital, Bank, Diets and all other Sainsbury's services. 6. The monthly bonus will only be calculated on, and credited to the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sainsbury's purchase and points will not be allocated retrospectively. 7. The collection and use of Nectar points in the Nectar loyalty programme is governed by the Nectar Collector Rules set out in the registration pack and available at www.nectar.com 8. Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer without prior notice.
**12 months cover for the price of 9 is available to new customers who buy online up to and including 9th April 2012. If paying by Direct Debit we will collect 12 monthly payments however the price is calculated based on 9 months. Customers without a Nectar card will receive a 20% online discount.
#£40 Sainsbury's voucher is available to new customers who quote and buy an Option 2 policy by telephone up to and including 29th February 2012. £100 minimum premium applies. The voucher will be issued 60 days post policy start date. Not available online.
^97% of claims from May 2011 to October 2011 were paid in less than 5 days. This applies to claims where all requested documentation has been provided and does not require additional investigation.
Double your
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Renewal reminder
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0800 434 6359†
Lines are open:
Mon - Fri 8am-9pm, Sat 9am-6pm and Sun 10am-2pm.
or send us an email.
