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Key benefits
More treats for you and your pet
Our Pet Insurance cover is now even more attractive for new customers. When you take out Pet Insurance, we'll give you Double Nectar Points* for 2 years on your Sainsbury's shopping and fuel if you choose £7,500 vet fees cover, provided you don't cancel your policy.
- 12 months for the price of 9 offer extended until 6th September 2010**
- Up to £7,500 in vet fees cover per condition
- 5% discount for second pet
Your pet will thank you for taking care of them with Sainsbury's Pet Insurance - and we want to thank you with this great offer.
See how your points add up
Jennifer spends £49 a week in Sainsbury's on shopping for the family and swipes her Nectar card every time she shops. By taking out Sainsbury's Pet Insurance, she doubles her points every week. That means she can earn enough points to get a week's free shopping once a year. Now that's rewarding!*
You won't need your Nectar card for a quote but remember to have your Nectar card number with you when you apply.
How it works
Choose the right cover for your pet
Sainsbury’s Pet Insurance offers two choices of cover to suit your pet – and fit your budget.
Option 1: Cover for up to £3,000 per condition for a maximum of 12 months.
Option 2: Cover for up to £7,500 per condition without time limit providing premiums are paid and up to date.
For an instant Sainsbury’s Pet Insurance quote just complete a few details, including:
- Your pet’s date of birth – we can only cover pets over eight weeks old
- Your pet’s gender and breed
- Your postcode
Here’s what you get with each option
| Policy Section | Title | Option 1 limits | Option 2 limits | Claim basis |
|---|---|---|---|---|
| 1 | Veterinary fees | £3,000 12 month limit | £7,500 | Per condition |
| Complementary treatment | Not covered | £1,000 | Per condition | |
| Behavioural problems | Not covered | £250 | Per period of insurance | |
| Clinical diet | Not covered | £200 | Per condition | |
| Overseas veterinary treatment | Not covered | £2,500 | Per condition | |
| Cremation | Not covered | £100 | Per incident | |
| 2 | Personal liability | £1,000,000 | £2,000,000 | Per incident |
| 3 | Emergency boarding kennels and cattery fees | Not covered | £100 (max £1,000) | Per week |
| 4 | Daily minding | Not covered | £100 (max £1,000) | Per week |
| 5 | Advertising costs | £1,000 | £1,000 | Per period of insurance |
| Reward costs | £250 | £250 | Per period of insurance | |
| 6 | Theft or straying | Not covered | £750 | Per incident |
| 7 | Death caused by injury | Not covered | £1,500 | Per incident |
| 8 | Death from illness | Not covered | £1,000 | Per incident |
| 9 | Trip cancellation or return home | Not covered | £3,000 | Per period of insurance |
| 10 | Expenses for referral to another vet | Not covered | £150 | Per period of insurance |
| 11 | Accidental damage | Not covered | £500 | Per period of insurance |
| 12 | Damage to Kennel or basket | Not covered | £100 | Per period of insurance |
| 13 | Personal accident to owner | Not covered | £5,000 | Per incident |
| 14 | Quarantine costs | Not covered | £2,000 | Per trip |
| 15 | Loss of health certificate | Not covered | £250 | Per incident |
| 16 | Repeat tick and worming treatment | Not covered | Reasonable costs | Per incident |
| 17 | Emergency expenses abroad | Not covered | £500 | Per trip |
Policy Excess – Option 1
| Age at pet at time of treatment | Excess per condition |
| Younger than 9 years | A choice of the first £75*, £100, £150 or £200 of treatment costs |
| 9 years or over | The first £200, or 15% of treatment costs, whichever is greater |
Personal liability third party property damage: £250
Policy Excess – Option 2
| Age of pet at time of treatment | Excess per condition | |
|---|---|---|
| All breeds other than selected breeds | Selected breeds† | |
| Younger than 9 years | A choice of the first £50*, £75, £100 or £125 of treatment costs | The first £125 of treatment costs |
| 9 years or over | The first £125 or 15% of treatment costs, whichever is the greater | The first £125 or 15% of treatment costs, whichever is greater |
Personal liability third party property damage: £250
Trip cancellation or return home: £50
For full details of the cover you’ll get, find your relevant policy document here.
* Applicable to cats only.
†Selected breed/breeds means Bulldog, Toy Bulldog, Estrela Mountain Dog, German Shepherd (Alsatian), Great Dane, Greyhound, Irish Wolfhound, Leonberger, Newfoundland, Old English Sheepdog, Rottweiler, Pyrenean Mountain Dog and St Bernard.
Policy
See your policy online
You can download and print your policy document with Adobe Acrobat. Get Adobe Reader.
To read the policy document with a screen reader, visit the Access Adobe website. Alternatively, use Adobe’s online conversion tool for pdfs.
Policy document
View the full Pet Insurance policy and definitions (PDF 332KB)
View the important information document (PDF 216KB)
Please note: Your document will open in a new browser window and may take some time to download depending on your internet connection.
Alternatively, call us on 0800 434 6359# to request a copy of the policy wording.
Terms and conditions
Sainsbury's Pet Insurance terms and conditions
Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England, no. 3279730) is authorised and regulated by the Financial Services Authority (FSA). Sainsbury's Bank PetCare is a Registered Trademark of Sainsbury's Bank plc, and underwritten by AXA Insurance UK plc. Registered in England No. 78950. Registered Office: 5 Old Broad Street, London EC2N 1AD. AXA Insurance UK plc is authorised and regulated by the Financial Services Authority. Cover applies to cats and dogs only. The policy is subject to the law of England and Wales.
Double your
Nectar points
Renewal reminder
Share your insurance renewal date with us – we'll reward you with 100 bonus Nectar points.
Set up reminder
Can we help?
Enter your question below for an instant answer:
Or call our Customer Support:
0800 434 6359†
Lines are open:
Mon - Fri 8am-9pm, Sat 9am-6pm and Sun 10am-2pm.
or send us an email.