Car Insurance


Underwritten by U K Insurance Limited


See below for offer terms and conditions

*23% of Sainsbury’s car insurance customers with a Nectar card saved 30% between 1st November 2014 - 30th April 2015. Discount based on your circumstances and loyalty information. Sainsbury’s customers receive a discounted rate based on information related to transactions made in Sainsbury’s Supermarkets using their Nectar Card. Introductory discount, minimum premiums apply. Discount only available to new car insurance customers.

Sainsbury's Car Insurance

  • FREE Sainsbury's Breakdown Service for the first year when you purchase Sainsbury’s Car Insurance or Sainsbury's Premier Cover Car Insurance until 28th September 2015. Sainsbury's Breakdown Service is provided by Green Flag. New Customers only.
  • Up to 30% off for Nectar shoppers*
  • DOUBLE Nectar points on Premier Cover for up to 2 years on Sainsbury's shopping & fuel**. To receive double Nectar points you must quote and purchase direct from Sainsbury's Bank. Premier Cover must be renewed at first renewal for double points to continue
  • Our Premier Cover has been awarded a 5-Star Rating by Defaqto, the independent financial research company, giving you reassurance about the cover we provide

View terms and conditions and policy documents

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Optional extras

Find out more about the optional extras you can add to your car insurance policy, including Breakdown Cover, Motor Legal Protection and No Claim Discount Protection.

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Compare our cover

Which cover is right for you?

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*23% of Sainsbury's car insurance customers with a Nectar card saved 30% between 1st November 2014 - 30th April 2015. Discount based on your circumstances and loyalty information. Sainsbury's customers will receive a discounted rate based on information related to transactions made in Sainsbury's Supermarkets using their Nectar Card. Introductory discount, minimum premiums apply. Discount and Free Breakdown only available to new car insurance customers.

**Double Nectar
1) Offer available only to new customers who take out a new Sainsbury's Premier Cover Car Insurance policy. Quote must have originated on the Sainsbury's Bank website or on the telephone. Quotes and subsequent accepts from price comparison sites will not be eligible for double Nectar points.
2) Customers must renew their Sainsbury's Premier Cover Car Insurance at first renewal for double points to continue.
3) If the policy is cancelled, double points will cease from the cancellation date.
4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in Sainsbury's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from Sainsbury's Energy, Telecoms, Digital, Bank and all other Sainsbury's services.
6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sainsbury's purchase and points will not be allocated retrospectively.
7) The Nectar loyalty programme is operated independently of Sainsbury's Bank by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by Nectar Collector Rules, set out in the registration pack and available at nectar.com
8) Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer without prior notice.

Sainsbury's car insurance is underwritten by U K Insurance Limited, Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No: 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

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Compare our cover

At Sainsbury's Bank, we want to make sure you get the right cover for you and your car. That's why we've developed two levels of comprehensive car insurance, both designed to get you where you want to be.

Compare features of our 2 levels of comprehensive cover:

FeatureSainsbury's Premier Cover Car InsuranceSainsbury's Car Insurance
Courtesy car   GuaranteedProvided through approved repairers, subject to availability
Enhanced courtesy cartickcross
Windscreen repair or replacementticktick
Replacement lock and key cover for lost keysUp to £1000 plus Keycarecross
Replacement lock and key cover for stolen keysUp to £1000 plus KeycareUp to £1000
5 year guarantee on car repairs when using an approved repairerticktick
Uninsured driver promise – no impact on No Claim Discount†ticktick
Vandalism covertickcross
Sainsbury's shopping replacement (up to £200)ticktick
Cost of child seat replacement if you have an accident, your vehicle is damaged by fire or theft or is stolen and not recoveredticktick
Multi-car discountticktick
Double Nectar points for up to 2 years**tickcross

Your No Claim Discount is protected if you have to make a non-fault claim against an uninsured driver. We will refund your excess. Please provide the registration number, make and model of the other car involved.

We also offer UK and EU breakdown cover and Motor Legal Protection as optional extras.

**Double Nectar
1) Offer available only to new customers who take out a new Sainsbury's Premier Cover Car Insurance policy. Quote must have originated on the Sainsbury's Bank website or on the telephone. Quotes and subsequent accepts from price comparison sites will not be eligible for double Nectar points.
2) Customers must renew their Sainsbury's Premier Cover Car Insurance at first renewal for double points to continue.
3) If the policy is cancelled, double points will cease from the cancellation date.
4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in Sainsbury's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from Sainsbury's Energy, Telecoms, Digital, Bank and all other Sainsbury's services.
6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sainsbury's purchase and points will not be allocated retrospectively.
7) The Nectar loyalty programme is operated independently of Sainsbury's Bank by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by Nectar Collector Rules, set out in the registration pack and available at nectar.com
8) Sainsbury's Bank reserves the right to alter, cancel or withdraw the offer without prior notice.

Free Sainsbury's Breakdown Service cover, provided by Green Flag, for a year when you obtain a new Sainsbury's car insurance quote and subsequently purchase. New customers only. Underwritten by U K Insurance Limited.

Existing Customers

Should you need to contact us about your car insurance policy, please refer to the relevant Customer Support section:

If you need to view the policy details for your car insurance cover please click on one of the following links:

Helpful Guides

Tools, guides and resources

A range of tools and guides to help with all your car insurance and motoring needs.

Guide to driving in Europe - Everything you need to know before driving to the continent, from laws and regulations, to documentation and equipment.

Guide to car maintenance basics - A checklist of basic car maintenance procedures, car toolkit suggesstions and what the most common dashboard warning lights mean.

Guide to No Claim Discount - A guide to the No Claim Discount, what it is, how it works, and how it could help you save on your car insurance.

Guide to car breakdown basics - What to do if you breakdown on the motorway,on rural roads or overseas.

 

 

For questions and quotes

Call 0800 096 2389

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More phone options

Lines are open: Mon - Fri 8am-9pm, Sat 9-5pm and Sun 10am-5pm.

Telephone calls may be recorded for security purposes and monitored under our quality control procedures.

Sainsbury's car insurance is underwritten by U K Insurance Limited, Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No: 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

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