Child car seat protection cover
Car seat insurance to help keep your little ones safe
Why is child car seat insurance important?
You can never be too careful when it comes to keeping your babies, toddlers and young children safe. And that includes making sure their car seats are in tip top condition.
The Royal Society for the Prevention of Accidents says child car seats should always be replaced after an accident [i]. Even if they don’t look damaged, they’re no longer safe to use.
We care about your safety, that’s why with our car insurance policies you’ll receive car seat replacement cover as standard.
What’s covered?
Our Third Party, Fire and Theft policy covers your child seat if your car is damaged by fire, theft or attempted theft.
The same goes if you have our Comprehensive cover, but this insurance policy also covers car seat replacement after an accident.
As long as your policy is up-to-date, we’ll pay the cost of replacing your child’s seat with a new one of a similar standard.
What’s not covered?
We can only accept an insurance claim for a new child car seat if we’ve already approved your claim for fire, theft or an accident.
For more information on our child car seat protection cover, plus related terms and conditions, look at our policy document.
Claiming for car seats on your insurance
Already have a policy with us and want to make a claim for a replacement child car seat? No problem, just head to our customer support section.
Our car insurance policies
Find out more about our Comprehensive and Third Party, Fire and Theft policies, including the main features and benefits.
Get more mileage with our optional extras
For even more protection, we have some extras you can add to your policy for an additional fee.
RAC breakdown cover
Choose from a range of cover to help if something goes wrong on the road
No claims discount protection
Keep your hard-earned no claims discount, even when you make a claim
Key cover
Get replacement locks and keys if you misplace your keys
Courtesy car
We’ll help you get back on the road with a courtesy car
Windscreen cover
Get your windscreen repaired or replaced as standard with our Standard or Plus comprehensive policies.
All optional extras
Browse all our optional extras and tailor your policy to suit your needs
Cover limits, exclusions and excesses apply. For more detail about what's covered and what's not, have a look at our policy documents.
Rewards for Nectar members
If you're a Nectar member you can get a guaranteed discount‡ with our car insurance.
Sign up for free at nectar.com to start enjoying savings and extra points straightaway.
Try our handy app
Did you know that we have a car insurance app, offering an easy way to manage your policy and cover options? You can use it to:
- View policy cover and renewal dates
- Upload documents such as proof of no claims
- Make changes to cover with no admin fee
- Find out how to make a claim
Download via 
or 
Guiding you in the right direction
Explore our selection of car insurance guides, covering a range of topics to keep you happy on the road.
Guide to car maintenance
Beginner’s tips on everything from service checks at home to warning lights
What to do if you have an accident
Our guide covers how to make sure everyone’s ok and what you need to do to make a claim
Browse all guides
Take a look at our library of guides on everything from car insurance basics to driving in winter
Any questions?
Visit our car insurance FAQ page. If you want to talk to someone, get in touch. Our team will be happy to help.
Terms and conditions ‡
‡ Guaranteed discount
The discount is based on information related to you and the Sainsbury’s and Sainsbury’s Bank transactions linked to your Nectar account. For more information on how we use your data, go to sainsburysbank.co.uk/privacy.
Sainsbury's Bank Car Insurance is arranged and administered by Sainsbury’s Bank and is underwritten by a carefully selected range of insurers. When you get a quote we will tell you who the insurer is before you buy the policy.
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[i] https://www.childcarseats.org.uk/choosing-using/replacing-a-child-seat-after-an-accident/
