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Car Insurance Guides

Car Insurance Guides

Helpful hints, tips and advice

Go the extra mile with our car insurance guides

Find out what you should know before you apply for car insurance.

Car insurance explained

We answer your car insurance questions

What are car insurance groups?

Learn more about the UK car insurance groups and how they work

Car insurance excess

Get a handle on what excess is and how to make a claim

Car insurance guide for young drivers

Tips to help lessen the cost for new or young drivers’ insurance

Over 50s car insurance

Over 50? Find out how you can reduce the cost of car insurance

Car insurance glossary

Confused by all the car insurance terms? Our jargon buster can help

Driving guides

What to Do If You Have an Accident

It can be scary if you have an accident and don’t know what to do, our guide can help prepare you

Driving in Europe

Understand foreign driving laws and regulations to help keep you and your passengers safe.


Enjoy Nectar discount

You’ll get a discount on your car insurance just for being a Nectar member – we’ll automatically apply your discount when you enter your Nectar card number‡

Download our app to check your cover details and make changes to keep your policy up to date.

Not a Nectar member? No problem, just register at to enjoy our discounts. 

Got a question?

Have questions or feel unsure about anything? Our car insurance FAQ section is a good place to start. 

Terms and conditions

Sainsbury’s Bank Car Insurance is arranged and administered by Sainsbury’s Bank and is underwritten by a carefully selected range of insurers. When you get a quote we will tell you who the insurer is before you buy the policy.

‡Guaranteed discount
The discount is based on information related to you and the Sainsbury’s and Sainsbury’s Bank transactions linked to your Nectar account. For more information on how we use your data, go to