Car Insurance - Optional Extras

Underwritten by U K Insurance Limited

expanded Optional extras

Our policies offer the following optional extras which, for an additional cost, can be added to your policy when you apply for car insurance.

UK breakdown cover

You want your car journey to run as smoothly as possible. And this includes being able to start as you mean to go on. You can choose to add UK or UK & EU combined breakdown cover to your policy.

Find out more

Motor Legal Protection

  • Available for an additional premium.
  • If you have an accident involving your car where you are not to blame, you have the right to claim from the person responsible.
  • We’ll provide up to £100,000 of legal costs to help you to claim, where no other insurance policy will cover your losses, as long as there is a better than 50% chance that your claim will succeed.
  • Examples of what you may claim for include compensation for personal injury, loss of earnings and accident repair costs if you don’t have comprehensive cover.

Find out more

No Claim Discount Protection

If you have a minimum of 4 years no claim discount, with no more than one fault claim within the past three years for all drivers combined, then you will be eligible to purchase No Claim Discount Protection

Find out more

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T's & C's
& Policy

Policy documents including policy summary

All policies taken out on or after 1 June 2011. To view our current policy documents please click on the links below. Please refer to your own policy documentation for details of your cover.

Sainsbury's Car Insurance new window
Sainsbury's Premier Cover Car Insurance new window
Breakdown cover new window
Keycare new window
Short term European breakdown cover new window

Further information


Customer Support


Tools, guides and resources

A range of tools and guides to help with all your car insurance and motoring needs.

Guide to driving in Europe - Everything you need to know before driving to the continent, from laws and regulations, to documentation and equipment.

Guide to car maintenance basics - A checklist of basic car maintenance procedures, car toolkit suggesstions and what the most common dashboard warning lights mean.

Guide to No Claim Discount - A guide to the No Claim Discount, what it is, how it works, and how it could help you save on your car insurance.

Guide to car breakdown basics - What to do if you breakdown on the motorway,on rural roads or overseas.




Should you need to contact us about your car insurance policy, please refer to the relevant Customer Support section:

If you need to view the policy details for your car insurance cover please click on one of the following links:

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