expanded Optional extras
Our policies offer the following optional extras which, for an additional cost, can be added to your policy when you apply for car insurance.
UK breakdown cover
You want your car journey to run as smoothly as possible. And this includes being able to start as you mean to go on. You can choose to add UK or UK & EU combined breakdown cover to your policy.
Motor Legal Protection
- Available for an additional premium.
- If you have an accident involving your car where you are not to blame, you have the right to claim from the person responsible.
- We’ll provide up to £100,000 of legal costs to help you to claim, where no other insurance policy will cover your losses, as long as there is a better than 50% chance that your claim will succeed.
- Examples of what you may claim for include compensation for personal injury, loss of earnings and accident repair costs if you don’t have comprehensive cover.
No Claim Discount Protection
If you have a minimum of 4 years no claim discount, with no more than one fault claim within the past three years for all drivers combined, then you will be eligible to purchase No Claim Discount Protection.Get a quote Retrieve a quote
T's & C's
Policy documents including policy summary
All policies taken out on or after 1 June 2011. To view our current policy documents please click on the links below. Please refer to your own policy documentation for details of your cover.
Tools, guides and resources
A range of tools and guides to help with all your car insurance and motoring needs.
Guide to driving in Europe - Everything you need to know before driving to the continent, from laws and regulations, to documentation and equipment.
Guide to car maintenance basics - A checklist of basic car maintenance procedures, car toolkit suggesstions and what the most common dashboard warning lights mean.
Guide to No Claim Discount - A guide to the No Claim Discount, what it is, how it works, and how it could help you save on your car insurance.
Guide to car breakdown basics - What to do if you breakdown on the motorway,on rural roads or overseas.
Should you need to contact us about your car insurance policy, please refer to the relevant Customer Support section:
If you need to view the policy details for your car insurance cover please click on one of the following links:
For questions and quotes
- Call 0800 092 9334
- Send an email
- More phone options
Lines are open: Mon - Fri 8am-9pm, Sat 9-5pm and Sun 10am-5pm.
Telephone calls may be recorded for security purposes and monitored under our quality control procedures.
Sainsbury’s car insurance is underwritten by U K Insurance Limited, Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No: 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.