Third party, fire and theft car insurance
Shaped for your needs
What is third party, fire and theft insurance?
If you’re in an accident that’s your fault, third party car insurance (the minimum level of cover you need to have by law) protects other people, as well as their cars and property.
With third party, fire and theft car insurance, you’ll also be protected if your car is damaged by fire, or if it’s stolen. And if an attempt to steal your car results in damage you'll be covered for that too.
Our third party, fire and theft policy makes sure you have the basics covered.
Key benefits
- Third party insurance covering your liability to others in an accident
- Cover for any damage to your car caused by fire or theft
- Earn a no claims discount for you and other named drivers
- Enjoy up to 35 days of full insurance cover to drive in any EU country, as well as Iceland, Norway and Switzerland
- Discount on your car insurance just for being a Nectar member
Sainsbury’s Bank Car Insurance is arranged and administered by Sainsbury’s Bank and is underwritten by a carefully selected range of insurers.
You can see all the details of what our third party, fire and theft car insurance covers below.
What we cover
If you’re in an accident, we want you to feel confident that you’re covered for all the essentials.
| Third Party, Fire & Theft | Standard | Plus |
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| Your car is covered for loss or damage caused by fire or theft |  |
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Liability to other people |
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No claims discount for you and other named drivers |
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A replacement car seat for your child after an accident |
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European cover – up to 35 days of full cover to drive in any EU country, as well as Iceland, Norway and Switzerland |
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Useful guides
Guide to car insurance
Find out what you need to know about car insurance and why it’s essential
Glossary
Check our handy glossary for definitions of lots of car insurance terms
Young drivers’ car insurance guide
Find out how to reduce the cost of your young drivers car insurance
Sainsbury’s Bank Car Insurance is arranged and administered by Sainsbury’s Bank and is underwritten by a carefully selected range of insurers.