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Extended trip travel insurance

Extended trip travel insurance

Long stay travel insurance so you can relax and unwind

Underwritten by Great Lakes Insurance UK Limited. Retrieve saved details.

What is extended trip travel insurance?

Extended trip or long stay travel insurance keeps you protected for a longer period than a typical single trip policy. So, if you’re planning a round-the-world adventure, long visit overseas or gap year, extended travel insurance should be an essential on your travel checklist.

Sainsbury’s Bank Extended Trip Travel Insurance covers UK travellers for a trip abroad for up to 18 months if you choose Platinum cover. Once you’re covered, you can keep the same quality cover wherever you go, no matter how long you decide to stay in each place**.

The benefits of Sainsbury’s Bank Extended Trip Travel Insurance

With Sainsbury’s Bank Travel Insurance, you’ll have peace of mind that you’re covered when you travel. Plus, if you’re a Nectar member you’ll get up to 20% off – just tell us your Nectar card number when you get a quote. Exclusions apply*

24-7 customer support for medical emergencies

Our team is available to talk 24 hours a day, 365 days a year. So if you have a medical emergency when you’re abroad, we can offer expert advice on what steps to take. We can also help you make sure you have the right documents on hand to make a claim.

Pre-existing conditions shouldn’t stop you

Don’t let fear of a pre-existing condition or medical costs hold you back from an adventure. A wide range of pre-existing medical conditions can be declared and covered when you buy a policy.

Get cover for the activities you love

We want you to enjoy your trip and any activities that you have planned. Our extended trip travel insurance can be tailored to suit you and your needs. It covers a range of activities, from rowing and surfing to golf and fishing.

Additional activities can be covered through our Winter Sports add on cover. See a full list of covered activities in our product booklet.


Need long term travel insurance? Our extended trip policy has you covered

Our extended trip cover comes with three levels of cover to choose from - Silver, Gold and Platinum. This allows you to choose the degree of coverage that best suits you and your budget for your long stay holiday.

Our Silver and Gold policies cover trips of up to 365 days and our Platinum policy covers you for up to 548 days.

Excesses may apply; please see the policy booklet for full details.

Key Benefits Silver Cover (up to) Gold Cover (up to) Platinum Cover (up to)
Medical emergency expenses £10 million £12.5 million £15 million
Cancellation or cutting short your trip £1,000 £3,000 £5,000
Personal baggage £1,000 £1,500 £2,000
Personal accident - £10,000 £15,000
Personal money £200 £300 £500
Winter sports cover (optional extra) £500 £750 £1,000


Return trips home

Planning to visit home during your long stay overseas? No problem. If you choose Gold or Platinum cover, you can return to the UK during your trip without cancelling your cover. Your policy will suspend when you arrive in the UK and start again at the departure point.

With Gold cover you can come home for up to 14 days without cancelling your cover. And, with Platinum cover you can come home up to two times, but not for more than 31 days in total.

Looking for the fine print?

It’s important to consider the following before you start a quote for Sainsbury’s Bank Extended Trip Travel Insurance:

  • There is an upper age limit of 65 years at the start date of the policy
  • Policy holders must be UK residents and registered with a GP
  • Travel insurance must be purchased before leaving the UK
  • Trips must start from and return to the UK
  • The insurance period will automatically extend if you’re unable to return to the UK due to injury, illness, or transport delay

For more information about this policy take a look at our extended trip policy booklet, our extended trip Insurance Product Information Document (IPID), and our Essential Information page.

For useful travel information, check out our travel guides.

Making shorter trips this year?

For those planning just one or many short trips abroad this year, consider our single trip or annual multi-trip travel insurance options. Compare our travel insurance options so you only pay for the cover that you need.

Nectar member discounts apply to all of our policy types*.

Single trip

Single trip

Cover for any age, with no upper age limit

Annual multi-trip

Annual multi-trip

Travel as many times as you like during the year, including cover for UK holidays

Backpackers cover

Backpackers cover

Get cover for a backpacking adventure or round-the-world trip with our extended trip policy

Not a Nectar member?

No problem; just download the Nectar app or register at

Need to talk to us?

Get in touch with any questions about our travel insurance policies. Our friendly team is ready to help.

Call 0345 305 2621.

Sales and service lines are open 9am-5pm Monday to Friday. Closed weekend and Bank Holidays. Calls may be monitored or recorded. Calls are charged at local rates from landlines and mobiles.

Helpful phone numbers.

Terms and Conditions

Up to 20% discount applies when you tell us your Nectar card number. Discount does not apply to premiums for pre-existing medical conditions or enhanced gadget cover. You won't be eligible if you buy through a price comparison website. We reserve the right to change or cancel this offer without notice.

** No cover is provided for any trip in, to, or through Afghanistan, Iran, Iraq, Liberia, North Korea, South Sudan, Sudan or Syria. Our Silver and Gold policies cover trips of up to 365 days and our Platinum policy covers you for up to 548 days.

Sainsbury’s Bank Travel Insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN. Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting;

Sainsbury’s Bank Travel Insurance is sold and administered by Hood Travel Limited, registered at Companies House 08318836. Hood Travel is authorised and regulated by the Financial Conduct Authority under registration number 597211. Hood Travel Limited’s registered address is at 2nd Floor, Decora Court, Tylers Avenue, Southend-on-Sea, Essex, SS1 2BB.