We also offer time limited pet insurance for cats and dogs, which covers conditions for up to 12 months.
Why buy pet insurance?
Pets can get into all sorts of scrapes and suffer from sudden illnesses, and vet bills can quickly add up. So, it may be a good idea to have pet insurance in place. That way, you’re not left to cover the full cost of treating your cat, dog or rabbit if they need a vet visit.
How we can help
Our pet insurance can help make these costs more manageable, covering anything from accidents and illness to theft and straying. And if your pet does go missing, we can help pay for the adverts and rewards needed to get them back quickly and safely.
With cat and dog insurance, you’ll also have the peace of mind of knowing you could afford great care and treatment for your pet, even when you’re abroad. And we can reimburse you (up to your policy limit) if you’ve got to cancel a holiday because your cat or dog disappears before you travel.
When can I take out a policy?
You can take out a new policy for your pet as soon as they’re eight weeks old. We insure cats until their tenth birthday, most dogs until their eighth birthday and rabbits until their fifth birthday. But don’t worry, if you’ve already insured your pet with us before these milestones, cover can continue as they grow older.
Unfortunately, there are certain dog breeds that we aren’t able to cover, and some we can’t insure under our £10,000 Lifetime Cover.
All insurance policies have restrictions though. To find out more about our terms and conditions including exclusions excesses and limits, please take a look at our policy document.
Things to consider when buying pet insurance
We will pay your vet directly – We pay 98% of claims* and can pay your vet directly so are never out of pocket, letting you focus on looking after your pet^.
Are you looking at the right type of cover? We have a range of different insurance options – so you can pick the one that’s right for you and only pay for the cover you need.
Do you know what’s not covered? We’re sorry but we can’t cover the cost of treatment for any pre-existing conditions or illnesses that occur or show symptoms within 14 days of the policy start date. We also can't cover the cost of treatment for poisoning or accidents occurring within three days of the policy start date.
Need more information?
To find out more about pet insurance, our FAQs are a great place to start. They’ve got loads of information on everything from making a claim to finding a vet. They’ll help you decide on the cover that’s right for you and your pet, and explain how to buy and manage your policy.