What's not covered?
There are various exclusions that you should be aware of before you buy a policy. For example, you won't be able to get a courtesy car if you're only claiming for windscreen or window damage.
What if we're not able to get a hire vehicle for you, or your car has been adapted to carry a disabled passenger? In those circumstances, we'll pay you £40 per day for 14 or 21 days (depending on your cover), or until your own car is fixed if that's sooner.
For full details on what’s covered and what’s not, have a look at our policy documents.
How to get your courtesy car after an accident
We'll deliver the car to you, and you can use it for either 14 or 21 days depending on the policy you've bought. The same applies in case of theft or damage to your car.
If we're not able to get a hire vehicle for you, or your car has been adapted to carry a disabled passenger, we'll pay you £40 per day for 14 or 21 days (depending on your cover), or until your own car is fixed if that's sooner.
Do you need to insure a courtesy car?
Yes, but we’ll sort that for you. We'll give you a basic level of insurance and you'll need to make sure you're happy with that before you take to the road. You’ll get all the details of the insurance – including the excess you’ll need to pay if making a claim – along with the courtesy car when it’s delivered.
If you wish to take advantage of any other options which the hire company may offer you, such as Collision Damage Waiver, the cost of these upgrades and any administration fee will be your responsibility.
Further details can be found in our policy documents.
We’ll give you a guaranteed discount on your car insurance‡. Not a Nectar member? Don’t worry. Just download the Nectar app or head to nectar.com to sign up.
Download our handy app
Our car insurance app gives you a quick and easy way to manage your policy. It lets you:
- View policy cover and renewal dates
- Upload documents such as proof of no claims
- Make changes to cover with no admin fee
- Find out how to make a claim
Download on App Store or Google Play.
Explore our helpful guides
Check out our selection of car insurance guides.
Sainsbury’s Bank Car Insurance is arranged and administered by Sainsbury’s Bank and is underwritten by a carefully selected range of insurers. When you get a quote we will tell you who the insurer is before you buy the policy.
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