What to do if your flight's delayed, cancelled or overbooked
Don’t let disruption get you down
If you’ve ever had to deal with a flight cancellation or delay, you’ll know just how stressful it can be. But if you’re prepared, it can be a much easier situation to manage. And, did you know you might be able to claim compensation?
Here’s all you need to know about dealing with cancelled or delayed flights.
Know your rights
Knowing your passenger rights means you can be sure you’re being treated and compensated fairly.
If your flight departs from the UK or Europe, you’re covered under EU flight regulations. This means you might be entitled to financial compensation if your flight is delayed or cancelled. Although we’re no longer part of the EU, the Government has protected this legislation by making it part of UK law.
Flying back into the UK or Europe on an international flight? As long as you’re flying with a UK or EU airline, you’ll still be covered.
If you’re flying to and from an international destination, what compensation you’re entitled to if your flight is cancelled or delayed will depend on the airline’s terms and conditions. Most airlines follow recommendations from the International Air Transport Association meaning they’ll usually offer a later flight or refund.
If your flight is delayed for more than three hours, you’re legally entitled to the following care and assistance from your airline:
Two free phone calls or emails
If you’re delayed overnight, you’ll also be entitled to hotel accommodation and transport to and from that accommodation.
And if you’re delayed for more than five hours but decide not to continue with your planned travel, you’ll be entitled to a refund from your airline.
You can find out more about what to do when your flight’s delayed in our practical guide to dealing with flight delays.
Flight delay compensation
If your airline is at fault for the delay and it isn’t down to extraordinary circumstances, you may be entitled to flight delay compensation.
The amount you can claim depends on the length of your flight and the amount of time you’re delayed. This can range from €250 for a three-hour delay on a short-haul flight to €600 for a four-hour delay on a long-haul flight.
Under EU regulations, you’re only entitled to financial compensation if the airline is at fault for the flight delay or cancellation. For example, if there’s a technical fault or poor turnaround times.
If the airline can prove that a flight delay or cancellation was caused by an ‘extraordinary circumstance’, you won’t be entitled to any compensation. Extraordinary circumstances could include:
Air traffic management decisions
In these cases, you’d still be eligible for alternative travel arrangements and assistance from your airline, but you won’t be able to claim any compensation.
Often airlines overbook flights by selling more tickets than the seats they have available. This is common practice in the industry because they know people don’t always turn up for their flight.
When a flight is overbooked, the airline will first ask for volunteers to give up their seats. If you’re happy to give up your seat, you’ll be offered a refund for your ticket, or the option to be rerouted. You may also be able to agree on additional benefits with the airline.
If you want to continue your journey, you’re entitled to an alternative flight. Either to the same airport, or another in the region agreed by you with ongoing transport provided.
When a flight is overbooked but there aren’t enough volunteers to give up their seats, the airline will deny boarding to some passengers. In this case you’ll be entitled to overbooked flight compensation.
If you’re ‘bumped’ without volunteering, you’ll be offered an alternative flight or refund plus immediate financial compensation. Like with cancellations, flight compensation is based on the timings of the alternative flight offered by your airline.
The rules around missed flights and compensation depends on how you’ve booked your flights.
More than one flight on a single ticket?
Your airline is responsible for organising a replacement connecting flight if the issue is caused by a delay. This applies to codeshare tickets too.
Purchased separate tickets?
You aren’t eligible for compensation or replacement flights from the airline if you miss your connection (even if your tickets are with the same airline).
If you’re booking flights separately, some travel insurance providers may offer some protection against missing a connecting flight in certain circumstances.
A number of high-profile airlines have gone into insolvency in recent years, including Thomas Cook in September 2019. It’s important to think about what would happen if your travel provider goes out of business and you’re left stranded abroad.
As well as having travel insurance in place, one of the main ways to ensure you’re protected is through ATOL – a financial protection scheme that protects most package holidays and some flight bookings sold in the UK.
When you book the following with an ATOL-protected travel company, you’ll be protected if any of the following goes wrong:
Flight-inclusive packages with a tour operator, either directly or through a travel agent
Flights, accommodation and car hire booked at the same time or on the next day with a travel company
Flights booked with a travel company where you don’t get your tickets immediately
If your trip is ATOL-protected, make sure you get an ATOL certificate and that you take this with you on your trip.
Get protected against disruption
Need extra peace of mind? Sainsbury’s Bank offers end supplier failure cover as standard if you choose Gold or Platinum cover. You can also add on our optional travel disruption cover for extra protection.
Underwritten by Great Lakes Insurance SE.
More travel advice
See what steps you can take to avoid losing your important documents
Get more detail about delays, compensation and insurance
Keeping travel money safe
Handy tips on how to look after money, cards and valuable items abroad
This guide aims to be informative and engaging. Though it may include tips and information, it does not constitute advice and should not be used as a basis for any decision, financial or otherwise. Sainsbury's Bank accepts no responsibility for the opinions and views of external contributors and the content of external websites included within this guide. All information correct at date of publication
Sainsbury’s Bank Travel Insurance is underwritten by Great Lakes Insurance SE, a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.
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